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TFS Financial TFSL Effective tax rates

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Other financials

Income statement

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Revenue$89.3M+8.8%
Net income$30.5M+42.0%
EPS (diluted)$0.11+37.5%

Balance sheet

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Cash & equivalents$568.9M+25.7%
Total debt$2.5B+72.0%
Total equity$2.0B+3.7%
Total assets$18.1B+4.0%

Cash flow

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Operating cash flow$32.5M+21.5%
CapEx$3.5M+101%
Free cash flow$29.0M+16.0%

Valuation

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Market cap$4.93B+38.3%
Enterprise value$6.83B+50.2%
P/E48.3×+5.4×
P/S14.4×+2.9×

Profitability

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Net margin29.7%+3.0pp
FCF margin52%

Returns & leverage

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Return on equity5.3%+0.9pp
Debt / equity1.3×+0.5×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateContinuingOperations.

The source filing: TFS Financial’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 3:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q1 2026
Accession
0001381668-26-000024

The Company and its subsidiaries file income tax returns in the U.S. federal jurisdiction and in various state and city jurisdictions. The Company’s combined federal and state effective income tax rate was 22.0% and 20.9% for the six months ended March 31, 2026 and March 31, 2025, respectively. The increase in the effective tax rate is primarily due to higher non-deductible compensation and higher effective income tax rates in certain states that adopted single-sales factor apportionment.

Item 1. Financial Statements (unaudited)

FAQ

What is TFS Financial's effective tax rates?
TFS Financial (TFSL) reported effective tax rates of $0 in Q1 2026.
What does effective tax rates mean?
Effective tax rates

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