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The Hanover Insurance Group THG Q4 2025 Annual earnings

Reported February 3, 2026 · After market close

Revenue$1.5BMiss by $30.3M
EPS$5.79Beat by $0.76
Revenue estimate$1.5B
EPS estimate$5.03

Next report

Date not yet announced

Financials

Q4 2025

Income statement

See full
Revenue$1.7B+5.5%
Net income$198.5M+18.2%
EPS (diluted)$5.46+18.7%

Balance sheet

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Cash & equivalents$1.1B+158%
Total debt$1.2B+55.4%
Total equity$3.6B+25.7%
Total assets$16.9B+10.9%

Cash flow

See full
Operating cash flow$378.2M+77.1%
CapEx$1.2M-60.0%
Free cash flow$377.0M+79.1%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$6.5B+16.7%
Enterprise value$6.6B+11.4%
P/E9.8×-3.3×
P/S1×+0.1×

Profitability

See full
Net margin10%+3.2pp
FCF margin17.7%+5.0pp

Returns & leverage

See full
Return on equity20.7%+4.6pp
Debt / equity0.3×+0.1×

Versus estimates

Revenue

Q2 2026$1.7BBeat by $7.3MQ1 2026$1.6BMiss by $21.6M
Q4 2025$1.5BMiss by $30.3M
Q3 2025$1.7BBeat by $136.7MQ2 2025$1.7BMiss by $113.1MQ1 2025$1.6BBeat by $46.3M

Diluted EPS

Q2 2026$5.31Beat by $1.43Q1 2026$5.25Beat by $1.11
Q4 2025$5.79Beat by $0.76
Q3 2025$5.09Beat by $1.30Q2 2025$4.35Beat by $1.28Q1 2025$3.87Beat by $0.29

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Questions, answered.

When did The Hanover Insurance Group report Q4 2025 earnings?
The Hanover Insurance Group (THG) reported Q4 2025 earnings on February 3, 2026 after market close.
What were The Hanover Insurance Group's Q4 2025 revenue and EPS?
The Hanover Insurance Group reported revenue of $1.5B and eps of $5.79 for Q4 2025.
Did The Hanover Insurance Group beat estimates in Q4 2025?
Revenue missed the consensus estimate of $1.5B by $30.3M. EPS beat the consensus estimate of $5.03 by $0.76.
How did The Hanover Insurance Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 5.7% from $1.6B a year earlier and eps grew 8.8% from $5.32.
Where can I find The Hanover Insurance Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-036103) and the 10-K periodic report (0001193125-26-060983) directly on SEC EDGAR. The filing index links above go to sec.gov.