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The Hanover Insurance Group THG Q4 2025 Annual earnings

Reported February 3, 2026 · After market close

Revenue$1.5BMiss by $30.3M
EPS$5.79Beat by $0.76
Revenue estimate$1.5B
EPS estimate$5.03

Next report

Nov 4, 2026 (in 2 months)
Revenue estimate$1.8B
EPS estimate$4.37

Financials

Q4 2025

Income statement

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Revenue$1.7B+5.5%
Net income$198.5M+18.2%
EPS (diluted)$5.46+18.7%

Balance sheet

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Cash & equivalents$1.1B+158%
Total debt$1.2B+55.4%
Total equity$3.6B+25.7%
Total assets$16.9B+10.9%

Cash flow

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Operating cash flow$378.2M+77.1%
CapEx$1.2M-60.0%
Free cash flow$377.0M+79.1%

Valuation & ratios

Valuation

as of 12/31/25
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Market cap$6.5B+16.7%
Enterprise value$6.6B+11.4%
P/E9.8×-3.3×
P/S1×+0.1×

Profitability

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Net margin10%+3.2pp
FCF margin17.7%+5.0pp

Returns & leverage

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Return on equity20.7%+4.6pp
Debt / equity0.3×+0.1×

FAQ

When did The Hanover Insurance Group report Q4 2025 earnings?
The Hanover Insurance Group (THG) reported Q4 2025 earnings on February 3, 2026 after market close.
What were The Hanover Insurance Group's Q4 2025 revenue and EPS?
The Hanover Insurance Group reported revenue of $1.5B and eps of $5.79 for Q4 2025.
Did The Hanover Insurance Group beat estimates in Q4 2025?
Revenue missed the consensus estimate of $1.5B by $30.3M. EPS beat the consensus estimate of $5.03 by $0.76.
How did The Hanover Insurance Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 5.7% from $1.6B a year earlier and eps grew 8.8% from $5.32.
Where can I find The Hanover Insurance Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-036103) and the 10-K periodic report (0001193125-26-060983) directly on SEC EDGAR. The filing index links above go to sec.gov.