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Prior years at other companies

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ProgressivePGR
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United Fire GroupUFCS
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W.R. BerkleyWRB
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Universal Insurance HoldingsUVE

Segments

By segment

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Specialty Lines-$14M+72.4%
Personal Lines-$12M+21.6%
Core Commercial Lines-$8.4M+66.5%
All Other Segments$700K-50.0%

Other financials

Income statement

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Revenue$1.7B+4.3%
Operating income$251.9M+20.0%
Net income$191.6M+22.0%
EPS (diluted)$5.38+25.1%

Balance sheet

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Cash & equivalents$266.1M+9.0%
Total debt$844.0M+7.6%
Total equity$3.7B+14.2%
Total assets$16.9B+7.2%

Cash flow

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Operating cash flow$212.3M+2.8%
CapEx$2.9M+70.6%
Free cash flow$209.4M+2.2%

Valuation

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Market cap$7.98B+28.5%
Enterprise value$8.56B+26.8%
P/E10.6×-0.6×
P/S1.2×+0.2×

Profitability

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Operating margin14.2%
Net margin11.2%+2.5pp
FCF margin18.5%+5.3pp

Returns & leverage

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Return on equity21.9%+2.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense.

The source filing: The Hanover Insurance Group’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000944695-26-000014
(in millions)Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Net reserve for losses and LAE, beginning of period5,904.95,631.4
Net incurred losses and LAE in respect of losses occurring in:
Current year2,028.31,968.7
Prior years(108.2)(56.2)
Total incurred losses and LAE1,920.11,912.5
Net payments of losses and LAE in respect of losses occurring in:
Current year680.6651.9
Prior years1,044.51,073.5

ITEM 1 - FINANCIAL STATEMENTS

FAQ

What is The Hanover Insurance Group's prior years?
The Hanover Insurance Group (THG) reported prior years of -$34.4M in Q2 2026.
How has The Hanover Insurance Group's prior years changed year-over-year?
The Hanover Insurance Group's prior years increased by 61.0% year-over-year, from -$88.2M to -$34.4M.

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