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The Hanover Insurance Group THG Core Commercial Lines — Premiums Earned Net

Other segment segments

Personal Lines
$646.9M+3.0%
Specialty Lines
$359.9M+6.0%
All Other Segments
$0

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Other financials

Income statement

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Revenue$1.7B+6.1%
Operating income$250.2M+34.2%
Net income$186.8M+45.7%
EPS (diluted)$5.20+48.6%

Balance sheet

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Cash & equivalents$243.5M-22.7%
Total debt$843.8M+7.6%
Total equity$3.6B+17.3%
Total assets$16.5B+6.8%

Cash flow

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Operating cash flow$118.8M+205%
CapEx$3.5M+94.4%
Free cash flow$115.3M+211%

Valuation

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Market cap$6.92B-2.7%
Enterprise value$7.53B-0.6%
P/E9.6×-6.6×
P/S-0.1×

Profitability

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Operating margin13.4%
Net margin10.8%+3.8pp
FCF margin18.7%+6.3pp

Returns & leverage

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Return on equity21.8%+6.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: The Hanover Insurance Group’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hanover Insurance Group's core commercial lines — premiums earned net?
The Hanover Insurance Group (THG) reported core commercial lines — premiums earned net of $563.8M in Q1 2026.
How has The Hanover Insurance Group's core commercial lines — premiums earned net changed year-over-year?
The Hanover Insurance Group's core commercial lines — premiums earned net increased by 4.2% year-over-year, from $541M to $563.8M.
What is the long-term trend for The Hanover Insurance Group's core commercial lines — premiums earned net?
Over 3 years (2022 to 2025), The Hanover Insurance Group's core commercial lines — premiums earned net has grown at a 4.3% compound annual growth rate (CAGR), from $1.95B to $2.21B.
What does core commercial lines — premiums earned net mean?
Represents the portion of insurance premiums that the insurer has recognized as revenue over the policy period after accounting for reinsurance ceded. This metric reflects the actual volume of risk the company has earned during the reporting period within its commercial lines segment. It is a primary indicator of the company's market reach and top-line growth in the commercial insurance sector.