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The Hanover Insurance Group THG Personal Lines — Net Investment Income

Other segment segments

Core Commercial Lines
$58.3M+21.5%
Specialty Lines
$28.7M+18.1%
All Other Segments
$4.7M+42.4%

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Other financials

Income statement

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Revenue$1.7B+6.1%
Operating income$250.2M+34.2%
Net income$186.8M+45.7%
EPS (diluted)$5.20+48.6%

Balance sheet

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Cash & equivalents$243.5M-22.7%
Total debt$843.8M+7.6%
Total equity$3.6B+17.3%
Total assets$16.5B+6.8%

Cash flow

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Operating cash flow$118.8M+205%
CapEx$3.5M+94.4%
Free cash flow$115.3M+211%

Valuation

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Market cap$6.92B-2.7%
Enterprise value$7.53B-0.6%
P/E9.6×-6.6×
P/S-0.1×

Profitability

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Operating margin13.4%
Net margin10.8%+3.8pp
FCF margin18.7%+6.3pp

Returns & leverage

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Return on equity21.8%+6.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:NetInvestmentIncome.

The official record: The Hanover Insurance Group’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hanover Insurance Group's personal lines — net investment income?
The Hanover Insurance Group (THG) reported personal lines — net investment income of $35.2M in Q1 2026.
How has The Hanover Insurance Group's personal lines — net investment income changed year-over-year?
The Hanover Insurance Group's personal lines — net investment income increased by 15.4% year-over-year, from $30.5M to $35.2M.
What is the long-term trend for The Hanover Insurance Group's personal lines — net investment income?
Over 4 years (2021 to 2025), The Hanover Insurance Group's personal lines — net investment income has grown at a 9.5% compound annual growth rate (CAGR), from $89.4M to $128.5M.
What does personal lines — net investment income mean?
This reflects the interest, dividends, and other income generated from the investment of premiums collected from the personal lines segment. It represents the profitability contribution from the company's asset management activities relative to its insurance liabilities. Consistent growth in this metric indicates effective capital management and portfolio performance.