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The Hanover Insurance Group THG Personal Lines — Supplementary Insurance Information Premium Revenue

Other segment segments

Core Commercial Lines
$2.21B+2.9%
Specialty Lines
$1.4B+5.8%

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Other financials

Income statement

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Revenue$1.7B+4.3%
Operating income$251.9M+20.0%
Net income$191.6M+22.0%
EPS (diluted)$5.38+25.1%

Balance sheet

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Cash & equivalents$266.1M+9.0%
Total debt$844.0M+7.6%
Total equity$3.7B+14.2%
Total assets$16.9B+7.2%

Cash flow

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Operating cash flow$212.3M+2.8%
CapEx$2.9M+70.6%
Free cash flow$209.4M+2.2%

Valuation

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Market cap$7.98B+28.5%
Enterprise value$8.56B+26.8%
P/E10.6×-0.6×
P/S1.2×+0.2×

Profitability

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Operating margin14.2%
Net margin11.2%+2.5pp
FCF margin18.5%+5.3pp

Returns & leverage

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Return on equity21.9%+2.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationPremiumRevenue.

The source filing: The Hanover Insurance Group’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 1:43 PM EST
Fiscal year
FY2025
Accession
0001193125-26-060983
DECEMBER 31, 2025 / (in millions) / SegmentsDECEMBER 31, 2025 / DeferredacquisitioncostsFuturepolicybenefits,losses,claimsand lossexpensesUnearnedpremiumsOtherpolicyclaimsandbenefitspayablePremium revenueNetinvestmentincome (1)Benefits,claims,lossesandsettlementexpensesAmortizationof deferredacquisitioncostsOtheroperatingexpenses(2)Premiumswritten
Core Commercial$234.6$3,853.1$1,187.9$8.3$2,211.0$202.5$1,411.9$481.2$274.7$2,273.7
Specialty227.01,725.7850.87.11,398.3102.6676.9367.2165.51,441.5
Personal Lines241.42,131.41,401.72,551.8128.51,639.8436.8238.62,606.9
Other29.620.80.714.1
Interest on Debt43.2
Eliminations
Total$703.0$7,739.8$3,440.4$15.4$6,161.1$454.4$3,729.3$1,285.2$736.1$6,322.1

ITEM 16 – FORM 10-K SUMMARY

FAQ

What is The Hanover Insurance Group's personal lines — supplementary insurance information premium revenue?
The Hanover Insurance Group (THG) reported personal lines — supplementary insurance information premium revenue of $637.95M in Q4 2025.
How has The Hanover Insurance Group's personal lines — supplementary insurance information premium revenue changed year-over-year?
The Hanover Insurance Group's personal lines — supplementary insurance information premium revenue increased by 4.5% year-over-year, from $610.45M to $637.95M.
What is the long-term trend for The Hanover Insurance Group's personal lines — supplementary insurance information premium revenue?
Over 4 years (2021 to 2025), The Hanover Insurance Group's personal lines — supplementary insurance information premium revenue has grown at a 7.2% compound annual growth rate (CAGR), from $1.93B to $2.55B.
What does personal lines — supplementary insurance information premium revenue mean?
This metric measures the total revenue recognized from insurance premiums during a specific period after accounting for the expiration of coverage. It is a primary indicator of the scale and market demand for the company's personal insurance products. Consistent growth in this revenue stream demonstrates successful customer acquisition and retention strategies.

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