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Titan Machinery TITN Agriculture — Accounts Receivable, Allowance for Credit Loss, Recovery

Other segment segments

Agricultural Segment
$13K+550%
Construction Segment
$8K+33.3%
Australia
$4K+33.3%
International
$0

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$3.25K-98.5%

Other financials

Income statement

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Revenue$522.4M-12.1%
Gross profit$89.3M-1.8%
Operating income-$5.6M+2.3%
Net income-$12.6M+4.5%
EPS (diluted)-$0.55+5.2%

Balance sheet

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Cash & equivalents$29.6M+37.5%
Total debt$269.3M+11.3%
Total equity$566.5M-6.4%
Total assets$1.6B-10.2%

Cash flow

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Operating cash flow-$23.1M-473%
CapEx--100%
Free cash flow$34.0M+478%

Valuation

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Market cap$426.2M-2.6%
Enterprise value$665.94M+0.2%
P/S0.2×0.0×

Profitability

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Gross margin16.2%+2.5pp
Operating margin-0.3%
Net margin-2.3%0.0pp
FCF margin6.9%

Returns & leverage

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Return on equity-9.1%-0.2pp
Debt / equity0.5×+0.1×
Current ratio1.4×0.0×

Where this comes from

Reported directly by Titan Machinery in its filing.

Tagged under the XBRL concept us-gaap:AllowanceForDoubtfulAccountsReceivableRecoveries.

The source filing: Titan Machinery’s 10-K, filed March 31, 2026.

Filed
Mar 31, 2026, 4:07 PM EDT
Fiscal year
FY2026
Accession
0001628280-26-022376
Line itemAgricultureConstructionEuropeAustraliaTotal
Balance at January 31, 2024$164$177$2,638$59$3,038
Current expected credit loss provision641269(146)12776
Write-offs charged against allowance(292)(369)(1,308)(39)(2,008)
Credit loss recoveries collected921323227
Foreign exchange impact(52)13(39)
Balance at January 31, 20256052091,132481,994
Current expected credit loss provision21310620873600
Write-offs charged against allowance(309)(126)(197)(29)(661)

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Titan Machinery's agriculture — accounts receivable, allowance for credit loss, recovery?
Titan Machinery (TITN) reported agriculture — accounts receivable, allowance for credit loss, recovery of $1.5K in Q4 2025.
How has Titan Machinery's agriculture — accounts receivable, allowance for credit loss, recovery changed year-over-year?
Titan Machinery's agriculture — accounts receivable, allowance for credit loss, recovery decreased by 93.5% year-over-year, from $23K to $1.5K.
What is the long-term trend for Titan Machinery's agriculture — accounts receivable, allowance for credit loss, recovery?
Over 4 years (2022 to 2026), Titan Machinery's agriculture — accounts receivable, allowance for credit loss, recovery has grown at a -39.2% compound annual growth rate (CAGR), from $44K to $6K.
What does agriculture — accounts receivable, allowance for credit loss, recovery mean?
This metric tracks the amount of previously written-off accounts receivable within the agriculture segment that were subsequently collected. Recoveries indicate successful collection efforts and can partially offset the impact of credit losses on the financial statements.

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