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Titan Machinery TITN Agriculture — Accounts Receivable, Allowance for Credit Loss, Writeoff

Other segment segments

International
$104K
Construction Segment
$33K-37.7%
Agricultural Segment
$28K-6.7%
Australia
$2K

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Other financials

Income statement

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Revenue$522.4M-12.1%
Gross profit$89.3M-1.8%
Operating income-$5.6M+2.3%
Net income-$12.6M+4.5%
EPS (diluted)-$0.55+5.2%

Balance sheet

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Cash & equivalents$29.6M+37.5%
Total debt$269.3M+11.3%
Total equity$566.5M-6.4%
Total assets$1.6B-10.2%

Cash flow

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Operating cash flow-$23.1M-473%
CapEx--100%
Free cash flow$34.0M+478%

Valuation

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Market cap$426.2M-2.6%
Enterprise value$665.94M+0.2%
P/S0.2×0.0×

Profitability

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Gross margin16.2%+2.5pp
Operating margin-0.3%
Net margin-2.3%0.0pp
FCF margin6.9%

Returns & leverage

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Return on equity-9.1%-0.2pp
Debt / equity0.5×+0.1×
Current ratio1.4×0.0×

Where this comes from

Reported directly by Titan Machinery in its filing.

Tagged under the XBRL concept us-gaap:AllowanceForDoubtfulAccountsReceivableWriteOffs.

The source filing: Titan Machinery’s 10-K, filed March 31, 2026.

Filed
Mar 31, 2026, 4:07 PM EDT
Fiscal year
FY2026
Accession
0001628280-26-022376
Line itemAgricultureConstructionEuropeAustraliaTotal
Balance at January 31, 2024$164$177$2,638$59$3,038
Current expected credit loss provision641269(146)12776
Write-offs charged against allowance(292)(369)(1,308)(39)(2,008)
Credit loss recoveries collected921323227
Foreign exchange impact(52)13(39)
Balance at January 31, 20256052091,132481,994
Current expected credit loss provision21310620873600
Write-offs charged against allowance(309)(126)(197)(29)(661)

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Titan Machinery's agriculture — accounts receivable, allowance for credit loss, writeoff?
Titan Machinery (TITN) reported agriculture — accounts receivable, allowance for credit loss, writeoff of $77.25K in Q4 2025.
How has Titan Machinery's agriculture — accounts receivable, allowance for credit loss, writeoff changed year-over-year?
Titan Machinery's agriculture — accounts receivable, allowance for credit loss, writeoff increased by 5.8% year-over-year, from $73K to $77.25K.
What is the long-term trend for Titan Machinery's agriculture — accounts receivable, allowance for credit loss, writeoff?
Over 4 years (2022 to 2026), Titan Machinery's agriculture — accounts receivable, allowance for credit loss, writeoff has grown at a 16.8% compound annual growth rate (CAGR), from $166K to $309K.
What does agriculture — accounts receivable, allowance for credit loss, writeoff mean?
This metric measures the actual value of accounts receivable within the agriculture segment that have been deemed uncollectible and removed from the balance sheet. It serves as a direct indicator of realized credit losses and the effectiveness of the company's credit granting policies.

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