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Titan Machinery TITN Construction Segment — Accounts Receivable, Credit Loss Expense (Reversal)

Other segment segments

International
$287K+57.7%
Agriculture
$213K-66.8%
Agricultural Segment
$42K+950%
Australia
$25K+150%

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Other financials

Income statement

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Revenue$522.4M-12.1%
Gross profit$89.3M-1.8%
Operating income-$5.6M+2.3%
Net income-$12.6M+4.5%
EPS (diluted)-$0.55+5.2%

Balance sheet

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Cash & equivalents$29.6M+37.5%
Total debt$269.3M+11.3%
Total equity$566.5M-6.4%
Total assets$1.6B-10.2%

Cash flow

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Operating cash flow-$23.1M-473%
CapEx--100%
Free cash flow$34.0M+478%

Valuation

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Market cap$426.2M-2.6%
Enterprise value$665.94M+0.2%
P/S0.2×0.0×

Profitability

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Gross margin16.2%+2.5pp
Operating margin-0.3%
Net margin-2.3%0.0pp
FCF margin6.9%

Returns & leverage

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Return on equity-9.1%-0.2pp
Debt / equity0.5×+0.1×
Current ratio1.4×0.0×

Where this comes from

Reported directly by Titan Machinery in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The source filing: Titan Machinery’s 10-Q, filed June 9, 2026.

Filed
Jun 9, 2026, 12:41 PM EDT
Fiscal quarter
Q1 FY2027
Calendar quarter
Q2 2026
Accession
0001628280-26-041821
Line itemAgricultureConstructionEuropeAustraliaTotal
Balance at January 31, 2026$515$199$1,277$102$2,093
Current expected credit loss provision423328725387
Write-offs charged against allowance(28)(33)(104)(2)(167)
Credit loss recoveries collected13821
Foreign exchange impact(25)3(22)
Balance at April 30, 2026$542$207$1,435$128$2,312

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Titan Machinery's construction segment — accounts receivable, credit loss expense (reversal)?
Titan Machinery (TITN) reported construction segment — accounts receivable, credit loss expense (reversal) of $33K in Q1 2026.
How has Titan Machinery's construction segment — accounts receivable, credit loss expense (reversal) changed year-over-year?
Titan Machinery's construction segment — accounts receivable, credit loss expense (reversal) increased by 320.0% year-over-year, from -$15K to $33K.
What is the long-term trend for Titan Machinery's construction segment — accounts receivable, credit loss expense (reversal)?
Over 4 years (2022 to 2026), Titan Machinery's construction segment — accounts receivable, credit loss expense (reversal) has grown at a -13.1% compound annual growth rate (CAGR), from $186K to $106K.
What does construction segment — accounts receivable, credit loss expense (reversal) mean?
This metric tracks the periodic expense recognized to increase the allowance for credit losses, or the reversal of such expenses when credit risk assessments improve. It reflects the cost of doing business on credit and the company's ability to accurately forecast customer defaults. Fluctuations in this expense provide insight into the credit risk environment of the construction segment.

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