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T-Mobile US TMUS Provision for Credit Losses

Provision for Credit Losses at other companies

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$2.16M+16.3%
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$81K+50.0%
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$1.74M+7.7%
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Optimum CommunicationsOPTU
$18.99M+31.9%

Segments

By segment

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Wireless$398M+50.2%

Other financials

Income statement

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Revenue$22.8B+7.9%
Operating income$5.5B+5.3%
Net income$3.2B+0.5%
EPS (diluted)$2.99+5.3%

Balance sheet

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Cash & equivalents$3.2B-70.0%
Total debt$37.5B-0.7%
Total equity$56.3B-7.9%
Total assets$213.55B+0.4%

Cash flow

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Operating cash flow$7.5B+7.3%
CapEx$2.7B+12.8%
Free cash flow$4.8B+4.4%

Valuation

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Market cap$186.07B-30.9%
Enterprise value$220.36B-25.6%
P/E17.6×-4.4×
P/S-1.2×

Profitability

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Gross margin72%
Operating margin19.8%-3.3pp
Net margin11.5%-3.1pp
FCF margin20%+0.3pp

Returns & leverage

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Return on equity18%-1.7pp
Debt / equity0.7×0.0×
Current ratio0.9×-0.3×

Where this comes from

Reported directly by T-Mobile US in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The source filing: T-Mobile US’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 6:32 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001283699-26-000101
(in millions)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Depreciation and amortization3,4343,1467,2516,344
Stock-based compensation expense214200423386
Deferred income tax expense8939371,5751,708
Bad debt expense398265824588
Losses from sales of receivables17193741
Changes in operating assets and liabilities
Accounts receivable(498)(338)(660)(431)
Equipment installment plan receivables103654889

Item 1. Financial Statements

FAQ

What is T-Mobile US's provision for credit losses?
T-Mobile US (TMUS) reported provision for credit losses of $398M in Q2 2026.
How has T-Mobile US's provision for credit losses changed year-over-year?
T-Mobile US's provision for credit losses increased by 50.2% year-over-year, from $265M to $398M.
What is the long-term trend for T-Mobile US's provision for credit losses?
Over 3 years (2021 to 2024), T-Mobile US's provision for credit losses has grown at a 38.2% compound annual growth rate (CAGR), from $452M to $1.19B.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.

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