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Toast TOST Accounts Receivable, Credit Loss Expense (Reversal)

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Other financials

Income statement

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Revenue$1.9B+23.1%
Gross profit$516.0M+31.6%
Operating income$152.0M+90.0%
Net income$154.0M+92.5%
EPS (diluted)$0.26+100%

Balance sheet

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Cash & equivalents$1.3B-8.5%
Total debt$17.0M-22.7%
Total equity$2.0B+12.5%
Total assets$3.2B+15.0%

Cash flow

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Operating cash flow$144.0M-35.4%
CapEx$14.0M-6.7%
Free cash flow$130.0M-37.5%

Valuation

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Market cap$20.63B-18.2%
P/E42.5×-70.2×
P/S-1.5×

Profitability

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Gross margin26.7%+1.5pp
Operating margin6.3%+2.9pp
Net margin7.1%+3.1pp
FCF margin8.5%-0.7pp

Returns & leverage

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Return on equity25.2%+10.7pp
Debt / equity0.0×
Current ratio2.4×-0.2×

Where this comes from

Reported directly by Toast in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The source filing: Toast’s 10-Q, filed August 5, 2026.

Filed
Aug 4, 2026, 8:00 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001650164-26-000164
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Depreciation and amortization2235
Stock-based compensation expense109120
Amortization of deferred contract acquisition costs4648
Credit loss expense5440
Other non-cash items(6)5
Changes in operating assets and liabilities:
Accounts receivable, net(25)(16)
Other current assets(30)(10)

Item 1. Financial Statements (unaudited)

FAQ

What is Toast's accounts receivable, credit loss expense (reversal)?
Toast (TOST) reported accounts receivable, credit loss expense (reversal) of $27M in Q2 2026.
How has Toast's accounts receivable, credit loss expense (reversal) changed year-over-year?
Toast's accounts receivable, credit loss expense (reversal) increased by 50.0% year-over-year, from $18M to $27M.
What is the long-term trend for Toast's accounts receivable, credit loss expense (reversal)?
Over 3 years (2022 to 2025), Toast's accounts receivable, credit loss expense (reversal) has grown at a 38.8% compound annual growth rate (CAGR), from $34M to $91M.
What does accounts receivable, credit loss expense (reversal) mean?
Accounts Receivable, Credit Loss Expense (Reversal)

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