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Trupanion TRUP Net debt / EBITDA

Net debt / EBITDA at other companies

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MetLifeMET
-1.1×-17.5×
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The Travelers CompaniesTRV
0.8×-0.3×
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HumanaHUM
+1.6×
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ChewyCHWY
0.1×0.0×
Tractor Supply Company logo
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3.4×+0.7×
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TransUnionTRU
3.1×-0.2×

Other financials

Income statement

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Revenue$392.9M+11.1%
Gross profit$65.1M+18.8%
Operating income$6.4M+176%
Net income$6.8M-27.4%
EPS (diluted)$0.16-27.3%

Balance sheet

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Cash & equivalents$178.3M+8.4%
Total debt$106.9M-6.6%
Total equity$409.7M+15.3%
Total assets$930.8M+9.8%

Cash flow

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Operating cash flow$21.0M+39.7%
CapEx$1.8M-38.7%
Free cash flow$19.2M+59.0%

Valuation

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Market cap$1.24B-40.6%
Enterprise value$1.16B-42.7%
P/E53.2×
P/S0.8×-0.7×

Profitability

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Gross margin16.6%+1.2pp
Operating margin1.6%+1.4pp
Net margin1.5%
FCF margin5.4%+0.9pp

Returns & leverage

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Return on equity6.1%
Debt / equity0.3×-0.1×
Current ratio1.8×+0.1×

Where this comes from

Calculated from Trupanion’s reported figures.

Based on the most recent quarter.

The source filing: Trupanion’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 5:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001371285-26-000172

FAQ

What is Trupanion's net debt / EBITDA?
Trupanion (TRUP) reported net debt / EBITDA of -1.8× in Q2 2026.
How has Trupanion's net debt / EBITDA changed year-over-year?
Trupanion's net debt / EBITDA increased by 32.8% year-over-year, from -2.7× to -1.8×.
What is the long-term trend for Trupanion's net debt / EBITDA?
Over 2 years (2020 to 2025), Trupanion's net debt / EBITDA has grown at a -85.0% compound annual growth rate (CAGR), from -68× to -1.5×.
What does net debt / EBITDA mean?
Net debt (total debt minus cash) divided by trailing-twelve-month EBITDA. Expresses leverage in years — roughly how long it would take to repay net debt out of operating cash earnings.

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