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Trupanion TRUP Shortduration Insurance Contracts Liability For Unpaid Claims And Allocated Claim Adjustment Expense Net Not Separately Presented

Shortduration Insurance Contracts Liability For Unpaid Claims And Allocated Claim Adjustment Expense Net Not Separately Presented at other companies

Axis Capital Holders logo
Axis Capital HoldersAXS
$6.2B+8.1%
RLI logo
RLIRLI
21,515,200,000%-1,307,800,000pp
First American Financial logo
First American FinancialFAF
$5.6M-57.9%
Radian Group logo
Radian GroupRDN
33,939,100,000%+3,110,100,000pp
W.R. Berkley logo
W.R. BerkleyWRB
$15.54B+11.9%
RLI logo
RLIRLI
5,103,800,000%+109,900,000pp

Segments

By segment

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Subscription business$3.3M+200%

Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.05B-56.4%
Enterprise value$972.06M-58.1%
P/E40.5×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×