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The Travelers Companies TRV Net Undiscounted Claims and Claim Adjustment Expense Reserves

Net Undiscounted Claims and Claim Adjustment Expense Reserves at other companies

KIN
Kingstone CompaniesKINS
$8.09M+22.2%

Segments

By product

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General Liability$15.03B+9.1%
Automobile$9.73B+7.0%
Other Insurance Contracts$5.56B+10.4%
Unallocated Loss Adjustment Expense Reserve$3.06B+6.3%
Other Including Impacts Of Retroactive Reinsurance$99M+7.6%
Accident And Health Insurance Excluding Workers Compensation$0

Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 6:51 AM EST
Fiscal year
FY2025
Accession
0000086312-26-000065
(as of December 31, 2025, in millions)Net Undiscounted Claims and Claim Adjustment Expense ReservesDiscount(Net of Reinsurance)Subtotal:Net Claims and Claim Adjustment Expense ReservesReinsurance Recoverables on Unpaid Losses (4)Claims and Claim Adjustment Expense Reserves
Other insurance contracts (2)5,561(5)5,5561,7637,319
Unallocated loss adjustment expense reserves3,0613,061183,079
Structured settlements (3)2,4282,428
Other9999(84)15
Total property-casualty60,842(996)59,8467,79767,643
Accident and health33
Less amounts classified as held for sale1,6271,6272821,909
Total$59,215$(996)$58,219$7,518$65,737

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is The Travelers Companies's net undiscounted claims and claim adjustment expense reserves?
The Travelers Companies (TRV) reported net undiscounted claims and claim adjustment expense reserves of $59.22B in Q4 2025.
How has The Travelers Companies's net undiscounted claims and claim adjustment expense reserves changed year-over-year?
The Travelers Companies's net undiscounted claims and claim adjustment expense reserves increased by 3.1% year-over-year, from $57.45B to $59.22B.
What is the long-term trend for The Travelers Companies's net undiscounted claims and claim adjustment expense reserves?
Over 5 years (2020 to 2025), The Travelers Companies's net undiscounted claims and claim adjustment expense reserves has grown at a 4.5% compound annual growth rate (CAGR), from $47.43B to $59.22B.
What does net undiscounted claims and claim adjustment expense reserves mean?
This represents the total estimated liability for claims that have been incurred but not yet paid, including those not yet reported, for short-duration insurance contracts. It is a critical measure of an insurer's future obligations and the adequacy of its loss reserves.

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