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The Travelers Companies TRV SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Unearned Premium

SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information, Unearned Premium at other companies

American International Group logo
American International GroupAIG
$17.99B+4.4%
American Financial Group logo
American Financial GroupAFG
$3.74B+4.2%

Segments

By segment

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Business And International Insurance$11.09B+2.4%
Personal Insurance$8.2B-2.9%
Bond And Specialty Insurance$3.15B+4.4%

Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: The Travelers Companies’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 6:51 AM EST
Fiscal year
FY2025
Accession
0000086312-26-000065
SegmentDeferred Acquisition CostsClaims and Claim Adjustment Expense ReservesUnearned PremiumsEarned PremiumsNet Investment Income (1)Claims and Claim Adjustment ExpensesAmortizationof Deferred Acquisition CostsOther Operating Expenses (2)Net Written Premiums
Personal Insurance1,2268,4078,19817,39573211,3032,6921,74617,446
Total—Reportable Segments3,51865,73422,43143,9143,95927,2217,2666,07144,387
Other3474
Consolidated$3,518$65,737$22,431$43,914$3,959$27,221$7,266$6,545$44,387
2024
Business Insurance$1,698$49,731$10,831$21,345$2,560$13,679$3,588$3,303$22,078
Bond & Specialty Insurance5025,3653,0123,9583901,7747568324,109
Personal Insurance1,2948,9928,44616,63864011,6062,6291,64017,169

Item 16. FORM 10-K SUMMARY

FAQ

What is The Travelers Companies's SEC schedule, 12-16, insurance companies, supplementary insurance information, unearned premium?
The Travelers Companies (TRV) reported SEC schedule, 12-16, insurance companies, supplementary insurance information, unearned premium of $22.43B in Q4 2025.
How has The Travelers Companies's SEC schedule, 12-16, insurance companies, supplementary insurance information, unearned premium changed year-over-year?
The Travelers Companies's SEC schedule, 12-16, insurance companies, supplementary insurance information, unearned premium increased by 0.6% year-over-year, from $22.29B to $22.43B.
What is the long-term trend for The Travelers Companies's SEC schedule, 12-16, insurance companies, supplementary insurance information, unearned premium?
Over 5 years (2020 to 2025), The Travelers Companies's SEC schedule, 12-16, insurance companies, supplementary insurance information, unearned premium has grown at a 8.1% compound annual growth rate (CAGR), from $15.22B to $22.43B.
What does SEC schedule, 12-16, insurance companies, supplementary insurance information, unearned premium mean?
Unearned premiums represent the portion of written insurance premiums that have been collected but not yet earned as revenue because the policy coverage period has not yet expired. As time passes, this liability is systematically recognized as earned premium revenue over the policy term. This metric provides insight into the company's future revenue pipeline and current business volume.

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