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The Travelers Companies TRV Personal Insurance — Catastrophe losses

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Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:PolicyholderBenefitsAndClaimsIncurredNetCatastropheLosses.

The source filing: The Travelers Companies’s 10-Q, filed July 17, 2026.

Filed
Jul 17, 2026, 7:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000086312-26-000145
(for the three months ended June 30, in millions)Business InsuranceBond & Specialty InsurancePersonal InsuranceTotal Reportable Segments
2026
Net favorable prior year reserve development$319$75$184$578
Catastrophe losses$238$4$276$518
2025
Net favorable prior year reserve development$79$81$155$315
Catastrophe losses$368$5$554$927

Item 1. FINANCIAL STATEMENTS

FAQ

What is The Travelers Companies's personal insurance — catastrophe losses?
The Travelers Companies (TRV) reported personal insurance — catastrophe losses of $276M in Q2 2026.
How has The Travelers Companies's personal insurance — catastrophe losses changed year-over-year?
The Travelers Companies's personal insurance — catastrophe losses decreased by 50.2% year-over-year, from $554M to $276M.
What is the long-term trend for The Travelers Companies's personal insurance — catastrophe losses?
Over 3 years (2022 to 2025), The Travelers Companies's personal insurance — catastrophe losses has grown at a 29.3% compound annual growth rate (CAGR), from $1.2B to $2.59B.
What does personal insurance — catastrophe losses mean?
This metric quantifies the pre-tax losses incurred by the personal insurance segment due to severe, unpredictable weather events or other large-scale disasters. It includes costs related to property damage, business interruption, and associated claims handling expenses. Monitoring this helps investors understand the segment's exposure to climate-related risks and the volatility of its underwriting performance.

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