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The Travelers Companies TRV Personal Insurance — Fee income

Other segment segments

Business Insurance
$117M+5.4%
Bond & Specialty Insurance
$0

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$1.01M-21.5%

Other financials

Income statement

See full
Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

See full
Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept trv:InsuranceFeeIncome.

The source filing: The Travelers Companies’s 10-Q, filed July 17, 2026.

Filed
Jul 17, 2026, 7:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000086312-26-000145
(for the three months ended June 30, in millions)Business InsuranceBond & Specialty InsurancePersonal InsuranceTotal Reportable Segments
2026
Premiums$5,551$1,056$4,146$10,753
Net investment income7621131951,070
Fee income1179126
Other revenues113625144
Total segment revenues (1)6,5431,1754,37512,093
Claims and claim adjustment expenses3,1884582,2765,922
Amortization of deferred acquisition costs9452046371,786

Item 1. FINANCIAL STATEMENTS

FAQ

What is The Travelers Companies's personal insurance — fee income?
The Travelers Companies (TRV) reported personal insurance — fee income of $9M in Q2 2026.
How has The Travelers Companies's personal insurance — fee income changed year-over-year?
The Travelers Companies's personal insurance — fee income decreased by 30.8% year-over-year, from $13M to $9M.
What is the long-term trend for The Travelers Companies's personal insurance — fee income?
Over 4 years (2021 to 2025), The Travelers Companies's personal insurance — fee income has grown at a 16.7% compound annual growth rate (CAGR), from $27M to $50M.
What does personal insurance — fee income mean?
This metric captures revenue generated by the personal insurance segment from service fees, policy administration charges, or other non-premium sources. It represents a diversified revenue stream that is typically less sensitive to underwriting cycles than traditional premiums. Growth in this area indicates successful expansion into fee-based services or value-added policy features.

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