Retention of mortgage servicing rights from loan sales
Two Harbors Investment Corporation Retention of mortgage servicing rights from loan sales decreased by 23.5% to $669.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 190.9%, from $230.00K to $669.00K. Over 4 years (FY 2021 to FY 2025), Retention of mortgage servicing rights from loan sales shows a downward trend with a -77.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Higher additions indicate a strategy to generate recurring fee-based income from the servicing portfolio rather than relying solely on gain-on-sale margins.
Detailed definition
This metric tracks the value of mortgage servicing rights (MSRs) retained by the company when it sells or securitizes mo...
Peer comparison
Common among mortgage originators and REITs that maintain servicing portfolios to hedge against interest rate volatility.
other_servicing_asset_at_fair_value_additionsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $198.53M | $282.72M | $120.84M | $484.81M | $59.95M | $56.39M | -$601.14M | $118.34M | $180.63M | $0.00 | $0.00 | $0.00 | $0.00 | $166.00K | $501.00K | $230.00K | $408.00K | $427.00K | $874.00K | $669.00K |
| QoQ Change | — | +42.4% | -57.3% | +301.2% | -87.6% | -5.9% | <-999% | +119.7% | +52.6% | -100.0% | — | — | — | — | +201.8% | -54.1% | +77.4% | +4.7% | +104.7% | -23.5% |
| YoY Change | — | — | — | — | -69.8% | -80.1% | -597.5% | -75.6% | +201.3% | -100.0% | +100.0% | -100.0% | -100.0% | — | — | — | — | +157.2% | +74.5% | +190.9% |
Retention of mortgage servicing rights from loan sales at Other Companies
Frequently Asked Questions
- What is Two Harbors Investment Corporation's retention of mortgage servicing rights from loan sales?
- Two Harbors Investment Corporation (TWO) reported retention of mortgage servicing rights from loan sales of $669.00K in Q1 2026.
- How has Two Harbors Investment Corporation's retention of mortgage servicing rights from loan sales changed year-over-year?
- Two Harbors Investment Corporation's retention of mortgage servicing rights from loan sales increased by 190.9% year-over-year, from $230.00K to $669.00K.
- What is the long-term trend for Two Harbors Investment Corporation's retention of mortgage servicing rights from loan sales?
- Over 4 years (2021 to 2025), Two Harbors Investment Corporation's retention of mortgage servicing rights from loan sales has grown at a -77.7% compound annual growth rate (CAGR), from $777.31M to $1.94M.
- What does retention of mortgage servicing rights from loan sales mean?
- The value of rights retained to service mortgage loans after they are sold.