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United Fire Group UFCS Free cash flow margin

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24.4%+2.2pp

Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.41B+92.9%
Enterprise value$1.4B
P/E10.8×+2.8×
P/S+0.4×

Profitability

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Net margin9.2%+4.0pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Calculated from United Fire Group’s reported figures.

Based on trailing twelve months.

The source filing: United Fire Group’s 10-Q, filed May 6, 2026. Open the filing →

Filed
May 6, 2026, 1:59 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000101199-26-000031

FAQ

What is United Fire Group's free cash flow margin?
United Fire Group (UFCS) reported free cash flow margin of 20.1% in Q1 2026.
How has United Fire Group's free cash flow margin changed year-over-year?
United Fire Group's free cash flow margin decreased by 21.1% year-over-year, from 25.5% to 20.1%.
What is the long-term trend for United Fire Group's free cash flow margin?
Over 3 years (2020 to 2025), United Fire Group's free cash flow margin has grown at a 107.9% compound annual growth rate (CAGR), from 2.1% to 19%.
What does free cash flow margin mean?
Free cash flow (operating cash flow minus capital expenditures) as a percentage of revenue, trailing twelve months. Measures how efficiently revenue converts into discretionary cash.

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