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U-Haul Holding UHAL Free cash flow margin

Free cash flow margin at other companies

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The Hartford Financial Services GroupHIG
20.2%-0.8pp
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AssurantAIZ
11%-0.7pp
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American International GroupAIG
21.5%
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Cincinnati FinancialCINF
26.6%+3.0pp
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Globe LifeGL
20.2%-3.9pp

Other financials

Income statement

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Revenue$1.3B+3.1%
Gross profit$1.4B+3.5%
Operating income$33.7M-77.7%
Net income$37.0M-45.0%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+13.3%
Total debt$8.1B+11.5%
Total equity$7.6B+1.5%
Total assets$21.5B+5.0%

Cash flow

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Operating cash flow$404.0M+103%
CapEx$551.7M-6.3%
Free cash flow-$147.7M+62.2%

Valuation

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Market cap$11.82B-26.2%
Enterprise value$18.83B-13.6%
P/S-0.8×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Calculated from U-Haul Holding’s reported figures.

Based on trailing twelve months.

The official record: U-Haul Holding’s 10-K, filed May 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is U-Haul Holding's free cash flow margin?
U-Haul Holding (UHAL) reported free cash flow margin of -22.5% in Q1 2026.
How has U-Haul Holding's free cash flow margin changed year-over-year?
U-Haul Holding's free cash flow margin increased by 34.3% year-over-year, from -34.3% to -22.5%.
What is the long-term trend for U-Haul Holding's free cash flow margin?
Over 3 years (2021 to 2025), U-Haul Holding's free cash flow margin has grown at a 89.4% compound annual growth rate (CAGR), from -3.3% to -22.5%.
What does free cash flow margin mean?
How much real, spendable cash each sales dollar generates after reinvestment.
How do you interpret free cash flow margin?
A high and rising FCF margin is the hallmark of a cash-generative business. Persistent gaps between net margin and FCF margin warrant a look at working capital or capital intensity.
How does free cash flow margin compare across companies?
Strong cross-company quality signal; capital-light compounders post structurally higher FCF margins than asset-heavy peers.