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Usio, Inc. USIO Ratios & Valuation

Q2 '26Q1 '26Q4 '25Q3 '25Q2 '25
Profitability
Gross margin22.3%-1.5pp22.5%-0.8pp23.1%-0.6pp23.8%-0.3pp23.7%-0.1pp
Operating margin-1.2%+0.7pp-2.1%-0.4pp-2.8%-1.0pp-2%-1.0pp-1.9%-0.4pp
Net margin-1.6%-5.1pp-2.4%-6.4pp-2.9%-6.9pp-0.5%-3.7pp3.4%+4.5pp
Returns
Return on equity-8%-24.8pp-11.6%-31.0pp-13.6%-32.9pp-2.1%-17.9pp16.7%+22.5pp
Return on invested capital-7.1%+5.2pp-13%-1.7pp-16.1%-4.9pp-11.8%-4.7pp-12.3%-1.4pp
Efficiency
Asset turnover0.8×0.0×0.8×0.0×0.7×-0.1×0.8×+0.1×0.8×+0.1×
Liquidity
Current ratio1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×1.1×0.0×
Leverage
Debt-to-equity0.2×+0.1×0.3×+0.1×0.2×0.0×0.2×0.0×0.2×0.0×
Net debt / EBITDA-4.7×+3.6×-17.2×-14.4×-8.3×-4.7×
Per Share
Book value per share$0.68-4.6%$0.65-8.4%$0.67-6.8%$0.69+0.3%$0.71+19.6%
Valuation
Market capitalization$82.92M+111%$31.63M-18.3%$37.14M-6.2%$37.62M+4.3%$36.59M-9.3%
Price / sales0.9×+0.4×0.4×-0.1×0.4×0.0×0.4×0.0×0.4×-0.1×
Price / book4.4×+2.3×1.7×-0.3×2.1×0.0×+0.1×-0.6×
EV / EBITDA215.1×+142×136.2×+116×67.3×+35.4×

FAQ

What are Usio, Inc.'s profit margins?
Usio, Inc. (USIO) runs a 22.3% gross margin and a -1.2% operating margin, with a -1.6% net margin.
Where do Usio, Inc.'s ratios come from?
Every ratio is computed from Usio, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.