Usio, Inc. USIO Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 22.5%-0.8pp | 23.1%-0.6pp | 23.8%-0.3pp | 23.7%-0.1pp | 23.3%-0.6pp | |
| Operating margin | -2.1%-0.4pp | -2.8%-1.0pp | -2%-1.0pp | -1.9%-0.4pp | -1.7%-0.7pp | |
| Net margin | -2.4%-6.4pp | -2.9%-6.9pp | -0.5%-3.7pp | 3.4%+4.5pp | 4%+4.9pp | |
| Returns | ||||||
| Return on equity | -11.6%-31.0pp | -13.6%-32.9pp | -2.1%-17.9pp | 16.7%+22.5pp | 19.4%+24.5pp | |
| Return on invested capital | -13%-1.7pp | -16.1%-4.9pp | -11.8%-4.7pp | -12.5%-1.7pp | -11.2%-4.0pp | |
| Efficiency | ||||||
| Asset turnover | 0.8×0.0× | 0.7×-0.1× | 0.8×+0.1× | 0.8×+0.1× | 0.8×-0.1× | |
| Liquidity | ||||||
| Current ratio | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.3×+0.1× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Per Share | ||||||
| Book value per share | $0.65-8.4% | $0.67-6.8% | $0.69+0.3% | $0.71+19.6% | $0.71+23.2% | |
| Valuation | ||||||
| Market capitalization | $68.44M+76.8% | $37.14M-6.2% | $37.62M+4.3% | $36.59M-9.3% | $38.71M-13.7% | |
| Price / sales | 0.8×+0.3× | 0.4×0.0× | 0.4×0.0× | 0.4×-0.1× | 0.5×-0.1× | |
| Price / book | 3.8×+1.7× | 2.1×0.0× | 2×+0.1× | 2×-0.6× | 2×-0.9× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- What are Usio, Inc.'s profit margins?
- Usio, Inc. (USIO) runs a 22.5% gross margin and a -2.1% operating margin, with a -2.4% net margin.
- Where do Usio, Inc.'s ratios come from?
- Every ratio is computed from Usio, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
