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Utz Brands UTZ Health Insurance Product Line — Insurance expense

Other product segments

Automobile, General Liability And Workers' Compensation Insurance
$4.1M+53.3%

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Other financials

Income statement

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Revenue$371.8M+1.4%
Gross profit$96.2M+0.9%
Operating income-$5.5M-186%
Net income-$10.1M-196%
EPS (diluted)-$0.11-192%

Balance sheet

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Cash & equivalents$58.6M+7.3%
Total debt$866.6M-3.1%
Total equity$695.9M-4.8%
Total assets$2.8B-2.2%

Cash flow

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Operating cash flow-$12.2M+39.6%
CapEx$13.6M-49.4%
Free cash flow-$1.9M+82.1%

Valuation

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Market cap$1.25B+16.3%
Enterprise value$2.06B+7.5%
P/S0.9×+0.1×

Profitability

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Gross margin25.4%-0.1pp
Operating margin0.7%-2.1pp
Net margin-2.1%-3.3pp
FCF margin3.5%+2.7pp

Returns & leverage

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Return on equity-4.2%-6.7pp
Debt / equity1.2×0.0×
Current ratio1.1×-0.2×

Where this comes from

Reported directly by Utz Brands in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The source filing: Utz Brands’s 10-K, filed February 12, 2026.

Filed
Feb 12, 2026, 4:54 PM EST
Fiscal year
FY2025
Accession
0001628280-26-007757

Self-Insurance – The Company is primarily self-insured, up to certain limits, for employee group health claims. The Company purchases stop-loss insurance, which will reimburse the Company for individual and aggregate claims in excess of certain annual established limits. Operations are charged with the cost of claims reported and an estimate of claims incurred but not reported. Total health care expense under the program was $25.1 million for the fiscal year ended December 28, 2025, $20.2 million for the fiscal year ended December 29, 2024, and $22.2 million for the fiscal year ended December 31, 2023. The reserve for unpaid claims, which includes an estimate of claims incurred but not reported, was $2.5 million and $2.2 million at December 28, 2025 and December 29, 2024, respectively.

Item 8. Financial Statements and Supplementary Data

FAQ

What is Utz Brands's health insurance product line — insurance expense?
Utz Brands (UTZ) reported health insurance product line — insurance expense of $6.28M in Q4 2025.
How has Utz Brands's health insurance product line — insurance expense changed year-over-year?
Utz Brands's health insurance product line — insurance expense increased by 24.3% year-over-year, from $5.05M to $6.28M.
What is the long-term trend for Utz Brands's health insurance product line — insurance expense?
Over 4 years (2021 to 2025), Utz Brands's health insurance product line — insurance expense has grown at a 8.7% compound annual growth rate (CAGR), from $18M to $25.1M.
What does health insurance product line — insurance expense mean?
This metric represents the total costs incurred by the business segment related to providing health insurance coverage for its workforce or associated beneficiaries. It encompasses premiums paid to external carriers, administrative fees, and direct claims costs associated with the health insurance product line. Monitoring this expense helps assess the impact of healthcare inflation and workforce benefit strategies on the segment's overall operating profitability.

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