Universal Insurance Holdings UVE Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 12.2%+7.9pp | 11.4%+7.5pp | 7.7%+2.9pp | 4.2%-1.4pp | 4.3%-1.0pp | |
| Returns | ||||||
| Return on equity | 38.9%+21.9pp | 39.6%+23.1pp | 27.3%+6.6pp | 15.6%-7.2pp | 17%-5.3pp | |
| Efficiency | ||||||
| Asset turnover | 0.6×-0.1× | 0.6×0.0× | 0.6×0.0× | 0.5×0.0× | 0.6×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×-0.1× | 0.2×-0.1× | 0.2×-0.1× | 0.2×0.0× | 0.2×0.0× | |
| Per Share | ||||||
| Book value per share | $20.28+38.2% | $19.03+49.3% | $17.18+21.7% | $15.75+17.4% | $14.68+18.3% | |
| Valuation | ||||||
| Market capitalization | $1.14B+53.0% | $948.05M+59.1% | $744.78M+17.5% | $773.13M+42.8% | $665.87M+13.5% | |
| Price / earnings | 5.8×-5.3× | 5.2×-4.9× | 6.1×-2.6× | 11.6×+5.1× | 10×+2.3× | |
| Price / sales | 0.7×+0.2× | 0.6×+0.2× | 0.5×+0.1× | 0.5×+0.1× | 0.4×0.0× | |
| Price / book | 1.9×+0.2× | 1.7×+0.1× | 1.5×-0.1× | 1.7×+0.3× | 1.6×0.0× | |
| Dividend yield | 2%-1.1pp | 2.3%-1.4pp | 3%-0.5pp | 2.9%-1.3pp | 3.4%-0.5pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Universal Insurance Holdings's ratios come from?
- Every ratio is computed from Universal Insurance Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
