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Velocity Financial VEL Q2 2025 earnings

Reported August 7, 2025 · After market close

Revenue$151.6MBeat by $108.5M
EPS$0.73Beat by $0.19
Revenue estimate$43.0M
EPS estimate$0.54

Next report

Nov 5, 2026 (in 3 months)
Revenue estimate$87.2M
EPS estimate$0.70

Financials

Q2 2025

Income statement

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Net income$26.0M+75.9%
EPS (diluted)$0.69+64.3%

Balance sheet

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Cash & equivalents$79.6M+68.0%
Total equity$597.9M+26.9%
Total assets$6.5B+32.9%

Cash flow

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Operating cash flow$7.7M-33.2%
CapEx$78.0K-7.1%
Free cash flow$7.6M-33.4%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$678.38M+16.3%
P/E8.3×-1.1×

Returns & leverage

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Return on equity15.2%+1.1pp

FAQ

When did Velocity Financial report Q2 2025 earnings?
Velocity Financial (VEL) reported Q2 2025 earnings on August 7, 2025 after market close.
What were Velocity Financial's Q2 2025 revenue and EPS?
Velocity Financial reported revenue of $151.6M and eps of $0.73 for Q2 2025.
Did Velocity Financial beat estimates in Q2 2025?
Revenue beat the consensus estimate of $43.0M by $108.5M. EPS beat the consensus estimate of $0.54 by $0.19.
How did Velocity Financial's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 41.6% from $107.1M a year earlier and eps grew 62.2% from $0.45.
Where can I find Velocity Financial's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-176444) and the 10-Q periodic report (0000950170-25-105342) directly on SEC EDGAR. The filing index links above go to sec.gov.