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Valley National Bank VLY Q1 2025 earnings

Reported April 24, 2025 · Before market open

Revenue$478.4MMiss by $4.9MDiluted EPS$0.18Miss by $0.01
Revenue estimate$483.3M
EPS estimate$0.19

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$578.3M
EPS estimate$0.34

Financials

Q1 2025

Income statement

See full
Revenue$478.4M+5.2%
Net income$106.1M+10.2%
EPS (diluted)$0.180.0%

Balance sheet

See full
Cash & equivalents$1.2B+30.1%
Total debt$59.0M-21.5%
Total equity$7.5B+11.5%
Total assets$61.9B+1.4%

Cash flow

See full
Operating cash flow-$17.1M-117%
CapEx$3.0M-16.3%
Free cash flow-$20.2M-121%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$4.98B+23.1%
Enterprise value$3.82B+20.0%
P/E12.8×+3.7×
P/S2.7×+0.5×

Profitability

See full
Net margin20.8%-3.4pp

Returns & leverage

See full
Return on equity5.5%-1.3pp
Debt / equity0×0.0×

Segments

By product

See full
Wealth management and trust fees$15.0M-16.2%
Service charges on deposit accounts$12.7M+13.1%

Versus estimates

Revenue

Q2 2026$560.7MBeat by $3.6MQ1 2026$540.4MBeat by $7.3MQ4 2025$541.2MBeat by $15.5MQ3 2025$511.1MIn lineQ2 2025$495.0MMiss by $16.7M
Q1 2025$478.4MMiss by $4.9M

Diluted EPS

Q2 2026$0.30Miss by $0.01Q1 2026$0.29Beat by $0.02Q4 2025$0.31Beat by $0.02Q3 2025$0.28Beat by $0.02Q2 2025$0.23Beat by $0.01
Q1 2025$0.18Miss by $0.01

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Questions, answered.

When did Valley National Bank report Q1 2025 earnings?
Valley National Bank (VLY) reported Q1 2025 earnings on April 24, 2025 before market open.
What were Valley National Bank's Q1 2025 revenue and EPS?
Valley National Bank reported revenue of $478.4M and diluted EPS of $0.18 for Q1 2025.
Did Valley National Bank beat estimates in Q1 2025?
Revenue missed the consensus estimate of $483.3M by $4.9M. EPS missed the consensus estimate of $0.19 by $0.01.
How did Valley National Bank's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.0% from $451.4M a year earlier and diluted EPS declined 5.3% from $0.19.
Where can I find Valley National Bank's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0000714310-25-000095) directly on SEC EDGAR. The filing index links above go to sec.gov.