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Voya Financial VOYA Accident and Health Insurance Product Line — Premiums

Other product segments

Life Insurance Product Line
$682M-2.6%
Annuity Contracts
$9M-47.1%

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$0
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$74.25M+4.9%
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$615.5M+1.2%
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$11.5M-6.1%
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PRULife insurance — Premiums
$6.98B-30.4%

Other financials

Income statement

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Revenue$1.9B-4.3%
Net income$94.0M-43.4%
EPS (diluted)$0.97-41.6%

Balance sheet

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Cash & equivalents$1.1B-17.9%
Total debt$2.1B0.0%
Total equity$4.7B+1.2%
Total assets$182.95B+6.1%

Cash flow

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Operating cash flow$503.0M-32.2%

Valuation

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Market cap$9.08B+28.8%
Enterprise value$10.09B+28.9%
P/E14.9×+1.7×
P/S1.1×+0.2×

Profitability

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Net margin7.4%+0.7pp
FCF margin26.1%

Returns & leverage

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Return on equity13.1%+0.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Voya Financial in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Voya Financial’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:17 PM EST
Fiscal year
FY2025
Accession
0001535929-26-000043
Line itemDirectAssumedCededNetPercentageof Assumedto Net
Life insurance in force$570,275$10,649$311,591$269,3334.0%
Premiums:
Life insurance$1,138$34$490$6825.0%
Accident and health insurance2,6434222,221
Annuity contracts23115911.1%
Total premiums$3,804$35$927$2,9121.2%
2024
Life insurance in force$583,218$4,671$328,594$259,2951.8%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Voya Financial's accident and health insurance product line — premiums?
Voya Financial (VOYA) reported accident and health insurance product line — premiums of $555.25M in Q4 2025.
How has Voya Financial's accident and health insurance product line — premiums changed year-over-year?
Voya Financial's accident and health insurance product line — premiums decreased by 9.7% year-over-year, from $614.75M to $555.25M.
What is the long-term trend for Voya Financial's accident and health insurance product line — premiums?
Over 4 years (2021 to 2025), Voya Financial's accident and health insurance product line — premiums has grown at a 8.5% compound annual growth rate (CAGR), from $1.6B to $2.22B.
What does accident and health insurance product line — premiums mean?
This metric represents the net premiums earned by the Accident and Health segment after accounting for both assumed and ceded reinsurance. It serves as the primary measure of the segment's retained insurance revenue and is a critical component in calculating underwriting profitability. Investors use this to evaluate the core revenue-generating capacity of the segment after all reinsurance risk-sharing activities are finalized.

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