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Voya Financial VOYA Life Insurance Product Line — Direct Premiums Earned

Other product segments

Accident and Health Insurance Product Line
$2.64B-7.2%
Annuity Contracts
$23M-17.9%

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$353M+2.9%

Other financials

Income statement

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Revenue$1.9B-4.3%
Net income$94.0M-43.4%
EPS (diluted)$0.97-41.6%

Balance sheet

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Cash & equivalents$1.1B-17.9%
Total debt$2.1B0.0%
Total equity$4.7B+1.2%
Total assets$182.95B+6.1%

Cash flow

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Operating cash flow$503.0M-32.2%

Valuation

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Market cap$9.08B+28.8%
Enterprise value$10.09B+28.9%
P/E14.9×+1.7×
P/S1.1×+0.2×

Profitability

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Net margin7.4%+0.7pp
FCF margin26.1%

Returns & leverage

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Return on equity13.1%+0.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Voya Financial in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Voya Financial’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 4:17 PM EST
Fiscal year
FY2025
Accession
0001535929-26-000043
Line itemDirectAssumedCededNetPercentageof Assumedto Net
2025
Life insurance in force$570,275$10,649$311,591$269,3334.0%
Premiums:
Life insurance$1,138$34$490$6825.0%
Accident and health insurance2,6434222,221
Annuity contracts23115911.1%
Total premiums$3,804$35$927$2,9121.2%
2024

Item 8. Financial Statements and Supplementary Data

FAQ

What is Voya Financial's life insurance product line — direct premiums earned?
Voya Financial (VOYA) reported life insurance product line — direct premiums earned of $284.5M in Q4 2025.
How has Voya Financial's life insurance product line — direct premiums earned changed year-over-year?
Voya Financial's life insurance product line — direct premiums earned decreased by 5.9% year-over-year, from $302.25M to $284.5M.
What is the long-term trend for Voya Financial's life insurance product line — direct premiums earned?
Over 4 years (2021 to 2025), Voya Financial's life insurance product line — direct premiums earned has grown at a -0.9% compound annual growth rate (CAGR), from $1.18B to $1.14B.
What does life insurance product line — direct premiums earned mean?
This metric represents the total gross premiums written by the life insurance segment before accounting for reinsurance cessions. It serves as a primary indicator of the segment's top-line growth and market demand for its life insurance offerings. By measuring the raw inflow of premiums, it reflects the scale of the company's direct underwriting activities.

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