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Loan-related expense at other companies

PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
$213K-69.0%
Customers Bancorp logo
Customers BancorpCUBI
$3.71M-8.5%

Other financials

Income statement

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Revenue$995.7M+17.7%
Net income$261.7M+13.6%
EPS (diluted)$2.36+14.0%

Balance sheet

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Cash & equivalents$8.6B+161%
Total debt$148.0M-95.5%
Total equity$7.8B+10.2%
Total assets$98.7B+13.8%

Cash flow

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Operating cash flow-$507.2M+69.3%
CapEx$24.2M+45.8%
Free cash flow-$531.4M+68.2%

Valuation

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Market cap$8.87B+3.4%
P/E-1.1×
P/S2.3×-0.4×

Profitability

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Net margin25%-0.8pp
FCF margin-43.7%-17.4pp

Returns & leverage

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Return on equity13.1%+0.6pp
Debt / equity-0.4×

Where this comes from

Reported directly by Western Alliance Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:LoanProcessingFee.

The source filing: Western Alliance Bancorporation’s 10-Q, filed May 11, 2026.

Filed
May 10, 2026, 8:00 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-033054
Line itemThree Months Ended March 31, 20262025
Occupancy19.217.2
Loan servicing expenses16.716.4
Business development and marketing9.55.9
Loan acquisition and origination expenses7.95.2
Other expense43.924.5
Total non-interest expense574.4500.4
Income before provision for income taxes231.3246.4
Income tax expense42.147.3

Item 1. Financial Statements (Unaudited)

FAQ

What is Western Alliance Bancorporation's loan-related expense?
Western Alliance Bancorporation (WAL) reported loan-related expense of $7.9M in Q1 2026.
How has Western Alliance Bancorporation's loan-related expense changed year-over-year?
Western Alliance Bancorporation's loan-related expense increased by 51.9% year-over-year, from $5.2M to $7.9M.
What is the long-term trend for Western Alliance Bancorporation's loan-related expense?
Over 4 years (2021 to 2025), Western Alliance Bancorporation's loan-related expense has grown at a -2.3% compound annual growth rate (CAGR), from $28.8M to $26.2M.
What does loan-related expense mean?
This metric represents the operational costs associated with processing, documenting, and closing loan applications. It captures the administrative burden of moving a loan from application to funding.

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