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Western Alliance Bancorporation WAL Commercial Segment — Excess funds (used) provided

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Other financials

Income statement

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Revenue$995.7M+17.7%
Net income$261.7M+13.6%
EPS (diluted)$2.36+14.0%

Balance sheet

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Cash & equivalents$8.6B+161%
Total debt$148.0M-95.5%
Total equity$7.8B+10.2%
Total assets$98.7B+13.8%

Cash flow

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Operating cash flow-$507.2M+69.3%
CapEx$24.2M+45.8%
Free cash flow-$531.4M+68.2%

Valuation

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Market cap$9.05B+5.5%
P/E9.2×-0.9×
P/S2.3×-0.3×

Profitability

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Net margin25%-0.8pp
FCF margin-43.7%-17.4pp

Returns & leverage

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Return on equity13.1%+0.6pp
Debt / equity-0.4×

Where this comes from

Reported directly by Western Alliance Bancorporation in its filing.

Tagged under the XBRL concept wal:ExcessFundsProvidedbyUsedinSegmentBasis.

The source filing: Western Alliance Bancorporation’s 10-Q, filed May 11, 2026.

Filed
May 10, 2026, 8:00 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001628280-26-033054
Balance Sheet: / At March 31, 2026:Consolidated Company / (in millions)Commercial / (in millions)Consumer Related / (in millions)Corporate & Other / (in millions)
Total liabilities90,94531,19346,36513,387
Allocated equity:7,9083,6452,6881,575
Total liabilities and equity$98,853$34,838$49,053$14,962
Excess funds (used) provided$(743)$18,576$(17,833)
Income Statement:
Three Months Ended March 31, 2026:(in millions)
Interest income$1,188.2$598.5$329.9$259.8
Interest expense421.9158.3150.7112.9

Item 1. Financial Statements (Unaudited)

FAQ

What is Western Alliance Bancorporation's commercial segment — excess funds (used) provided?
Western Alliance Bancorporation (WAL) reported commercial segment — excess funds (used) provided of -$743M in Q1 2026.
How has Western Alliance Bancorporation's commercial segment — excess funds (used) provided changed year-over-year?
Western Alliance Bancorporation's commercial segment — excess funds (used) provided increased by 82.4% year-over-year, from -$4.22B to -$743M.
What is the long-term trend for Western Alliance Bancorporation's commercial segment — excess funds (used) provided?
Over 4 years (2021 to 2025), Western Alliance Bancorporation's commercial segment — excess funds (used) provided has grown at a -21.9% compound annual growth rate (CAGR), from $28.92B to -$10.77B.
What does commercial segment — excess funds (used) provided mean?
Measures the net liquidity position of the commercial segment, indicating whether the segment is a net provider of funds to the corporate treasury or a net user of funds. This reflects the balance between deposit gathering and loan origination activities within the segment.

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