What does consumer related segment — net loans HFI mean?

This metric represents the consumer loan portfolio held for investment after accounting for the allowance for credit losses. It provides a clearer view of the net realizable value of the consumer lending business.

Western Alliance Bancorporation (WAL) Consumer Related Segment — Net loans HFI

Screener

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GPMTNortheast — Loans held-for-investment, net of allowance for credit losses

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Other financials

Income statement

See full

Revenue$995.7M+17.7%

Net income$261.7M+13.6%

EPS (diluted)$2.36+14.0%

Balance sheet

See full

Cash & equivalents$8.6B+161%

Total debt$148.0M-95.5%

Total equity$7.8B+10.2%

Total assets$98.7B+13.8%

Cash flow

See full

Operating cash flow-$507.2M+69.3%

CapEx$24.2M+45.8%

Free cash flow-$531.4M+68.2%

Valuation

See full

Market cap$9.05B+5.5%

P/E9.2×-0.9×

P/S2.3×-0.3×

Profitability

See full

Net margin25%-0.8pp

FCF margin-43.7%-17.4pp

Returns & leverage

See full

Return on equity13.1%+0.6pp

Debt / equity0×-0.4×

Where this comes from

Reported directly by Western Alliance Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The source filing: Western Alliance Bancorporation’s 10-Q, filed May 11, 2026.

Filed: May 10, 2026, 8:00 PM EDT
Fiscal quarter: Q1 FY2026
Calendar quarter: Q1 2026
Accession: 0001628280-26-033054

Balance Sheet: / At March 31, 2026:	Consolidated Company / (in millions)	Commercial / (in millions)	Consumer Related / (in millions)	Corporate & Other / (in millions)
Loans HFS	3,936	65	3,871	—
Loans HFI, net of deferred fees and costs	59,142	35,234	23,908	—
Less: allowance for credit losses	(461)	(389)	(72)	—
Net loans HFI	58,681	34,845	23,836	—
Goodwill and other intangible assets, net	646	290	356	—
Other assets	6,644	368	2,414	3,862
Total assets	$98,853	$35,581	$30,477	$32,795
Liabilities:

Item 1. Financial Statements (Unaudited)

FAQ

What is Western Alliance Bancorporation's consumer related segment — net loans HFI?: Western Alliance Bancorporation (WAL) reported consumer related segment — net loans HFI of $23.84B in Q1 2026.
How has Western Alliance Bancorporation's consumer related segment — net loans HFI changed year-over-year?: Western Alliance Bancorporation's consumer related segment — net loans HFI increased by 7.5% year-over-year, from $22.17B to $23.84B.
What does consumer related segment — net loans HFI mean?: This metric represents the consumer loan portfolio held for investment after accounting for the allowance for credit losses. It provides a clearer view of the net realizable value of the consumer lending business.