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Reported July 28, 2026 · After market close

Revenue$22.7MMiss by $27.5K
EPS$0.18Miss by $0.06
Revenue estimate$22.7M
EPS estimate$0.24
“I am pleased to report the results for the second quarter of 2026. Our diversified loans and deposits, along with our disciplined approach to managing funding costs, resulted in an increase in the net interest margin to 3.00%. At June 30, 2026, core deposits and non-interest-bearing deposits represented 69.4% and 25.0% of total deposits, respectively, while the average cost of deposits stood at 1.74% for the three months ended June 30, 2026. We continue to focus on extending credit within our markets and servicing the needs of our existing customer base while ensuring new opportunities present the appropriate risk-adjusted return. Consistent with our prudent credit culture, we continue to proactively identify and manage credit risk within the loan portfolio. At June 30, 2026, our asset quality remained strong, with total delinquency at 0.21% of total loans, and total nonaccrual loans at 0.35% of total loans.”
James C. Hagan

Next report

Oct 27, 2026 (In 3 weeks)
Revenue estimate$23.4M
EPS estimate$0.26

Financials

Q2 2026

Income statement

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Revenue$22.7M+7.9%
Net income$3.6M-21.6%
EPS (diluted)$0.18-21.7%

Balance sheet

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Cash & equivalents$37.7M-59.6%
Total debt$80.3M-36.2%
Total equity$248.3M+3.7%
Total assets$2.7B+0.8%

Cash flow

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Operating cash flow$6.6M-2.9%
CapEx$768.0K+160%
Free cash flow$5.9M-10.3%

Valuation & ratios

Valuation

as of 10/02/26
See full
Market cap$275.63M+16.3%
Enterprise value$318.25M+14.5%
P/E16.5×-1.3×
P/S3.1×+0.1×

Profitability

See full
Net margin19%+3.0pp
FCF margin19.5%—

Returns & leverage

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Return on equity6.9%+1.8pp
Debt / equity0.3×-0.2×

FAQ

When did Western New England Bancorp report Q2 2026 earnings?
Western New England Bancorp (WNEB) reported Q2 2026 earnings on July 28, 2026 after market close.
What were Western New England Bancorp's Q2 2026 revenue and EPS?
Western New England Bancorp reported revenue of $22.7M and eps of $0.18 for Q2 2026.
Did Western New England Bancorp beat estimates in Q2 2026?
Revenue missed the consensus estimate of $22.7M by $27.5K. EPS missed the consensus estimate of $0.24 by $0.06.
Where can I find Western New England Bancorp's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001999371-26-016255) and the 10-Q periodic report (0001999371-26-017418) directly on SEC EDGAR. The filing index links above go to sec.gov.