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Western New England Bancorp WNEB Depreciation Nonproduction

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Other financials

Income statement

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Revenue$22.7M+7.9%
Net income$3.6M-21.6%
EPS (diluted)$0.18-21.7%

Balance sheet

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Cash & equivalents$37.7M-59.6%
Total debt$80.3M-36.2%
Total equity$248.3M+3.7%
Total assets$2.7B+0.8%

Cash flow

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Operating cash flow$6.6M-2.9%
CapEx$768.0K+160%
Free cash flow$5.9M-10.3%

Valuation

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Market cap$275.63M+21.4%
Enterprise value$318.25M+22.6%
P/E16.5×-2.3×
P/S3.1×+0.1×

Profitability

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Net margin19%+3.0pp
FCF margin19.5%

Returns & leverage

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Return on equity6.9%+1.8pp
Debt / equity0.3×-0.2×

Where this comes from

Reported directly by Western New England Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DepreciationNonproduction.

The source filing: Western New England Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:20 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001999371-26-017418
Line itemSix Months Ended June 30, 2026Six Months Ended June 30, 2025
Net income$8,375$6,893
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for (reversal of) credit losses1,632(473)
Depreciation and amortization of premises and equipment9991,090
Net amortization of purchase accounting adjustments2
Amortization of core deposit intangible188188
Net amortization of premiums and discounts on securities and mortgage loans488525
Net amortization of deferred costs on loans208129

Item 1. Financial Statements of Western New England Bancorp, Inc. and Subsidiaries (Unaudited) ITEM

FAQ

What is Western New England Bancorp's depreciation nonproduction?
Western New England Bancorp (WNEB) reported depreciation nonproduction of $513K in Q2 2026.
How has Western New England Bancorp's depreciation nonproduction changed year-over-year?
Western New England Bancorp's depreciation nonproduction decreased by 5.7% year-over-year, from $544K to $513K.
What is the long-term trend for Western New England Bancorp's depreciation nonproduction?
Over 4 years (2021 to 2025), Western New England Bancorp's depreciation nonproduction has grown at a -2.4% compound annual growth rate (CAGR), from $2.32M to $2.11M.
What does depreciation nonproduction mean?
This represents the periodic allocation of the cost of tangible assets that are not directly involved in the production process, such as office equipment or furniture. It is a non-cash expense added back to net income to reflect the consumption of these assets over their useful lives. Monitoring this helps investors understand the ongoing capital maintenance requirements of the bank's administrative infrastructure.

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