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WesBanco WSBC Service Charges On Deposits

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Segments

By segment

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Community Banking$10.96M+27.6%

Other financials

Income statement

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Revenue$257.2M+33.2%
Net income$88.4M+54.0%
EPS (diluted)$0.91+59.6%

Balance sheet

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Cash & equivalents$960.4M-12.0%
Total debt$1.5B-29.1%
Total equity$4.1B+7.6%
Total assets$27.8B+0.8%

Cash flow

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Operating cash flow$106.6M+503%
CapEx$2.0M-48.3%
Free cash flow$97.6M+55.3%

Valuation

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Market cap$4B+40.4%
P/E11.4×-9.7×

Profitability

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Net margin30.7%+14.4pp
FCF margin28.5%-4.6pp

Returns & leverage

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Return on equity8.9%+4.6pp
Debt / equity0.4×-0.2×

Where this comes from

Reported directly by WesBanco in its filing.

Tagged under the XBRL concept wsbc:ServiceChargesOnDeposits.

The source filing: WesBanco’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:13 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-197299
(unaudited, in thousands, except shares and per share amounts)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
Net interest income after provision for credit losses216,29889,636
NON-INTEREST INCOME
Trust fees10,4428,697
Service charges on deposits10,9618,587
Digital banking income6,5995,404
Net swap fee and valuation income1,062961
Net securities brokerage revenue3,4722,701
Bank-owned life insurance3,8113,428

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is WesBanco's service charges on deposits?
WesBanco (WSBC) reported service charges on deposits of $10.96M in Q1 2026.
How has WesBanco's service charges on deposits changed year-over-year?
WesBanco's service charges on deposits increased by 27.6% year-over-year, from $8.59M to $10.96M.
What is the long-term trend for WesBanco's service charges on deposits?
Over 4 years (2021 to 2025), WesBanco's service charges on deposits has grown at a 16.6% compound annual growth rate (CAGR), from $22.41M to $41.39M.
What does service charges on deposits mean?
Service charges on deposits include fees collected from customers for maintaining deposit accounts, such as monthly maintenance fees, overdraft fees, and transaction-related charges. This revenue stream serves as a key component of non-interest income and reflects the bank's ability to monetize its retail and commercial deposit base. It is a vital indicator of customer engagement and the bank's pricing power within its service area.

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