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WesBanco WSBC Community Banking — Digital Banking Income

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Other financials

Income statement

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Revenue$257.2M+33.2%
Net income$88.4M+54.0%
EPS (diluted)$0.91+59.6%

Balance sheet

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Cash & equivalents$960.4M-12.0%
Total debt$1.5B-29.1%
Total equity$4.1B+7.6%
Total assets$27.8B+0.8%

Cash flow

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Operating cash flow$106.6M+503%
CapEx$2.0M-48.3%
Free cash flow$97.6M+55.3%

Valuation

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Market cap$4B+40.4%
P/E11.4×-9.7×

Profitability

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Net margin30.7%+14.4pp
FCF margin28.5%-4.6pp

Returns & leverage

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Return on equity8.9%+4.6pp
Debt / equity0.4×-0.2×

Where this comes from

Reported directly by WesBanco in its filing.

Tagged under the XBRL concept wsbc:DigitalBankingIncome.

The source filing: WesBanco’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:13 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-197299
(unaudited, in thousands, except shares and per share amounts)For the Three Months Ended March 31, 2026For the Three Months Ended March 31, 2025
NON-INTEREST INCOME
Trust fees10,4428,697
Service charges on deposits10,9618,587
Digital banking income6,5995,404
Net swap fee and valuation income1,062961
Net securities brokerage revenue3,4722,701
Bank-owned life insurance3,8113,428
Mortgage banking income9191,140

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is WesBanco's community banking — digital banking income?
WesBanco (WSBC) reported community banking — digital banking income of $6.6M in Q1 2026.
How has WesBanco's community banking — digital banking income changed year-over-year?
WesBanco's community banking — digital banking income increased by 22.1% year-over-year, from $5.4M to $6.6M.
What is the long-term trend for WesBanco's community banking — digital banking income?
Over 3 years (2022 to 2025), WesBanco's community banking — digital banking income has grown at a 9.8% compound annual growth rate (CAGR), from $20M to $26.48M.
What does community banking — digital banking income mean?
This metric tracks the revenue generated specifically through digital banking platforms and electronic financial services. It captures the bank's success in monetizing its digital transformation and online customer engagement. Increasing income here signals successful adoption of technology-driven banking solutions by the customer base.

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