What is Waterstone Financial's net margin?

Waterstone Financial (WSBF) reported net margin of 27.4% in Q4 2021.

What does net margin mean?

Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

Waterstone Financial WSBF Net margin

Discontinued — last reported Q4 '21

Net margin at other companies

Associated Banc-CorpASB

32.3%—

Wintrust FinancialWTFC

26.6%-2.0pp

Rocket CompaniesRKT

-1.8%-2.4pp

Citizens Financial Services, Inc.CZFS

34%+6.2pp

Bankwell Financial GroupBWFG

34.4%+19.9pp

West BancorporationWTBA

35.6%+4.5pp

Other financials

Income statement

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Revenue$55.2M—

Net income$6.0M+97.5%

EPS (diluted)$0.53—

Balance sheet

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Cash & equivalents$343.0M—

Total debt$483.4M—

Total equity$432.8M—

Total assets$2.2B—

Cash flow

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Operating cash flow-$647.0K-102%

CapEx$991.0K+274%

Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%

P/E12.4×-1.3×

P/S1.4×—

Profitability

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FCF margin54.6%—

Returns & leverage

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Return on equity16.7%—

Debt / equity1.1×—

Where this comes from

Calculated from Waterstone Financial’s reported figures.

net income/total revenue=27.4%

Based on trailing twelve months.

The official record: Waterstone Financial’s 10-K, filed February 28, 2022, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's net margin?: Waterstone Financial (WSBF) reported net margin of 27.4% in Q4 2021.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.