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West Bancorporation WTBA Deposit accounts — Revenue

Other product segments

Trust services
$1.01M+30.0%
Service charges on deposit accounts
$508K+7.9%
Debit card usage fees
$472K+5.8%

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Other financials

Income statement

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Revenue$26.9M+16.6%
Net income$10.6M+34.8%
EPS (diluted)$0.61+32.6%

Balance sheet

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Cash & equivalents$362.0M+71.9%
Total debt$25.0M-39.7%
Total equity$270.7M+13.8%
Total assets$4.0B+0.6%

Cash flow

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Operating cash flow$12.9M+32.2%
CapEx$497.0K-66.7%
Free cash flow$12.4M+50.0%

Valuation

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Market cap$440.86M+40.1%
Enterprise value$103.88M-28.6%
P/E12.5×+0.4×
P/S4.5×+0.7×

Profitability

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Net margin35.6%+4.5pp
FCF margin47.7%+16.5pp

Returns & leverage

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Return on equity13.9%+2.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerIncludingAssessedTax.

The official record: West Bancorporation’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is West Bancorporation's deposit accounts — revenue?
West Bancorporation (WTBA) reported deposit accounts — revenue of $485.25K in Q4 2025.
How has West Bancorporation's deposit accounts — revenue changed year-over-year?
West Bancorporation's deposit accounts — revenue increased by 5.3% year-over-year, from $460.75K to $485.25K.
What is the long-term trend for West Bancorporation's deposit accounts — revenue?
Over 4 years (2021 to 2025), West Bancorporation's deposit accounts — revenue has grown at a -4.7% compound annual growth rate (CAGR), from $2.35M to $1.94M.
What does deposit accounts — revenue mean?
This metric represents the fee-based income generated specifically from deposit-related services, such as account maintenance, treasury management, and cash management solutions. It isolates revenue derived from service contracts rather than net interest income earned on deposit balances. Monitoring this figure helps investors assess the bank's ability to generate stable, non-interest income from its core deposit customer base.