XP Inc. (XP) Q4 2025 Earnings — Beat Estimates

Screener

Reported February 12, 2026 · After market close

Revenue$901.6MBeat by $35.5M

EPS$0.46Beat by $0.01

Revenue estimate$866.1M

EPS estimate$0.45

Next report

Aug 17, 2026 (In 1 week)

Revenue estimate$935.1M

EPS estimate$0.50

Versus estimates

Revenue

Q1 2026$909.7MMiss by $16.0M

Q4 2025$901.6MBeat by $35.5M

Q3 2025$847.0MMiss by $28.6M Q2 2025$806.8MMiss by $25.3M Q1 2025$739.6MMiss by $39.6M Q4 2024$766.6M

Diluted EPS

Q1 2026$0.47Miss by $0.01

Q4 2025$0.46Beat by $0.01

Q3 2025$0.45Miss by $0.01 Q2 2025$0.43In line Q1 2025$0.39Miss by $0.01 Q4 2024$0.35

FAQ

When did XP Inc. report Q4 2025 earnings?: XP Inc. (XP) reported Q4 2025 earnings on February 12, 2026 after market close.
What were XP Inc.'s Q4 2025 revenue and EPS?: XP Inc. reported revenue of $901.6M and eps of $0.46 for Q4 2025.
Did XP Inc. beat estimates in Q4 2025?: Revenue beat the consensus estimate of $866.1M by $35.5M. EPS beat the consensus estimate of $0.45 by $0.01.
How did XP Inc.'s Q4 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 17.6% from $766.6M a year earlier and eps grew 30.6% from $0.35.

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