What is Xerox Holdings Corporation's gross charge-offs?

Xerox Holdings Corporation (XRX) reported gross charge-offs of $4M in Q1 2026.

How has Xerox Holdings Corporation's gross charge-offs changed year-over-year?

Xerox Holdings Corporation's gross charge-offs decreased by 60.0% year-over-year, from $10M to $4M.

What is the long-term trend for Xerox Holdings Corporation's gross charge-offs?

Over 2 years (2023 to 2025), Xerox Holdings Corporation's gross charge-offs has grown at a -1.1% compound annual growth rate (CAGR), from $44M to $43M.

Xerox Holdings Corporation XRX Gross charge-offs

Gross charge-offs at other companies

Corebridge FinancialCRBG

$7M-12.5%

BankUnitedBKU

$36.8M+61.7%

Bank of Marin BancorpBMRC

$7.27M+781%

First BanCorpFBP

$27.2M-3.6%

NFB

Northfield BancorpNFBK

$1.5M-51.6%

Heritage FinancialHFWA

$583K+55.1%

Segments

By geography

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United States (Indirect)$2M-50.0%

United States (Direct)$1M0.0%

Other$0—

Other financials

Income statement

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Revenue$1.8B+26.7%

Gross profit$72.0M+227%

Net income-$105.0M-16.7%

EPS (diluted)-$0.84-12.0%

Balance sheet

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Cash & equivalents$637.0M+63.3%

Total debt$4.4B+52.4%

Total equity$299.0M-71.6%

Total assets$9.9B+20.6%

Cash flow

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Operating cash flow-$144.0M-61.8%

CapEx$12.0M+140%

Free cash flow-$156.0M-66.0%

Valuation

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Market cap$421.11M-37.7%

Enterprise value$4.23B+32.1%

P/S0.1×-0.1×

Profitability

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Gross margin3.9%-1.5pp

Net margin-14.1%-3.5pp

FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-154.4%-3,910pp

Debt / equity14.9×+12.1×

Current ratio1.2×+0.1×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff.

The official record: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Xerox Holdings Corporation's gross charge-offs?: Xerox Holdings Corporation (XRX) reported gross charge-offs of $4M in Q1 2026.
How has Xerox Holdings Corporation's gross charge-offs changed year-over-year?: Xerox Holdings Corporation's gross charge-offs decreased by 60.0% year-over-year, from $10M to $4M.
What is the long-term trend for Xerox Holdings Corporation's gross charge-offs?: Over 2 years (2023 to 2025), Xerox Holdings Corporation's gross charge-offs has grown at a -1.1% compound annual growth rate (CAGR), from $44M to $43M.