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Richmond Mutual Bancorporation, Inc.RMBI

Segments

By geography

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Canada$1M

Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$425.23M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line item20262025202420232022PriorTotal Finance Receivables
Total$2$6$4$3$1$16
Charge-offs
Total Finance Receivables
Low Credit Risk$134$224$139$125$60$14$696
Average Credit Risk62104741076118426
High Credit Risk19303331167136
Total$215$358$246$263$137$39$1,258
Total Charge-offs$1$1$5$3$2$12

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's prior?
Xerox Holdings Corporation (XRX) reported prior of $39M in Q2 2026.
How has Xerox Holdings Corporation's prior changed year-over-year?
Xerox Holdings Corporation's prior decreased by 17.0% year-over-year, from $47M to $39M.
What is the long-term trend for Xerox Holdings Corporation's prior?
Over 4 years (2021 to 2025), Xerox Holdings Corporation's prior has grown at a -4.7% compound annual growth rate (CAGR), from $17M to $14M.
What does prior mean?
Represents financing receivables that were due prior to the current reporting period but remain outstanding. This is a critical indicator of potential credit quality issues or collection delays within the financing portfolio.

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