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CIn offices outside North America — 2023
$2.06B-20.0%
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CIn offices outside North America — Two years prior to current fiscal year
$2.75B+24.3%
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VOYAMiddle Atlantic — Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year
$49M
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VOYAMountain — Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year
$20M
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VOYANew England — Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year
$8M
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VOYAPacific — Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year
$68M

Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$425.23M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line item20262025202420232022PriorTotal Finance Receivables
Low Credit Risk$12$26$16$10$2$1$67
Average Credit Risk132416104168
High Credit Risk2421110
Total$27$54$34$21$7$2$145
Charge-offs$1$1
EMEA
Low Credit Risk$58$101$60$70$36$9$334
Average Credit Risk325337583912231

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's canada — CY-2?
Xerox Holdings Corporation (XRX) reported canada — CY-2 of $34M in Q2 2026.
How has Xerox Holdings Corporation's canada — CY-2 changed year-over-year?
Xerox Holdings Corporation's canada — CY-2 increased by 17.2% year-over-year, from $29M to $34M.
What is the long-term trend for Xerox Holdings Corporation's canada — CY-2?
Over 2 years (2023 to 2025), Xerox Holdings Corporation's canada — CY-2 has grown at a -17.4% compound annual growth rate (CAGR), from $173M to $118M.
What does canada — CY-2 mean?
Represents the amount of financing receivables written off as uncollectible from two fiscal years prior in the Canadian segment. This historical data point assists in analyzing the aging and ultimate loss realization of credit exposures.

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