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Xerox Holdings Corporation XRX EMEA — Charge-offs, CY-1

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$0

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Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$425.23M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line item20262025202420232022PriorTotal Finance Receivables
Average Credit Risk325337583912231
High Credit Risk47474228
Total$94$161$101$135$79$23$593
Charge-offs$1$2$1$4
Other
Low Credit Risk$1$6$3$3$1$14
Average Credit Risk112
High Credit Risk

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's EMEA — charge-offs, CY-1?
Xerox Holdings Corporation (XRX) reported EMEA — charge-offs, CY-1 of $1M in Q2 2026.
How has Xerox Holdings Corporation's EMEA — charge-offs, CY-1 changed year-over-year?
Xerox Holdings Corporation's EMEA — charge-offs, CY-1 increased by 33.3% year-over-year, from $750K to $1M.
What does EMEA — charge-offs, CY-1 mean?
This metric represents the total value of financing receivables in the EMEA region written off as uncollectible during the fiscal year immediately preceding the current one. It provides historical context for evaluating credit risk trends and the consistency of the company's lending standards. Comparing this to current-year data helps identify whether credit losses are stabilizing or worsening over time.

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