What is Xerox Holdings Corporation's EMEA — charge-offs, CY-3?

Xerox Holdings Corporation (XRX) reported EMEA — charge-offs, CY-3 of $0 in Q1 2026.

How has Xerox Holdings Corporation's EMEA — charge-offs, CY-3 changed year-over-year?

Xerox Holdings Corporation's EMEA — charge-offs, CY-3 decreased by 100.0% year-over-year, from $1M to $0.

What does EMEA — charge-offs, CY-3 mean?

This metric captures the total value of financing receivables in the EMEA region written off as uncollectible three fiscal years prior to the current period. It serves as a historical benchmark for evaluating the cyclicality of credit losses within the company's international financing portfolio. This long-term view helps investors understand how the company's credit risk management performs across different economic cycles.

Xerox Holdings Corporation XRX EMEA — Charge-offs, CY-3

Other geography segments

United States (Indirect)

$1M0.0%

Other

$0—

United States (Direct)

$0—

Similar metrics at other companies

IBMEurope/Middle East/Africa — Financing Receivable And Net Investment In Lease Allowance For Credit Losses Write Offs

$0-100%

CNHEurope, Middle East and Africa ("EMEA") — Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff

$0—

CNHEurope, Middle East and Africa ("EMEA") — Financing Receivable, before Allowance for Credit Loss

$2.02B+5.2%

MANHEMEA — Accounts Receivable Net

$52.9M+4.5%

IBMEurope/Middle East/Africa — Recoveries

$0—

IBMEurope/Middle East/Africa — Originated Three Years before Latest Fiscal Year

$194M—

Other financials

Income statement

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Revenue$1.8B+26.7%

Gross profit$72.0M+227%

Net income-$105.0M-16.7%

EPS (diluted)-$0.84-12.0%

Balance sheet

See full

Cash & equivalents$637.0M+63.3%

Total debt$4.4B+52.4%

Total equity$299.0M-71.6%

Total assets$9.9B+20.6%

Cash flow

See full

Operating cash flow-$144.0M-61.8%

CapEx$12.0M+140%

Free cash flow-$156.0M-66.0%

Valuation

See full

Market cap$421.11M-37.7%

Enterprise value$4.23B+32.1%

P/S0.1×-0.1×

Profitability

See full

Gross margin3.9%-1.5pp

Net margin-14.1%-3.5pp

FCF margin8.1%+1.8pp

Returns & leverage

See full

Return on equity-154.4%-3,910pp

Debt / equity14.9×+12.1×

Current ratio1.2×+0.1×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff.

The official record: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Xerox Holdings Corporation's EMEA — charge-offs, CY-3?: Xerox Holdings Corporation (XRX) reported EMEA — charge-offs, CY-3 of $0 in Q1 2026.
How has Xerox Holdings Corporation's EMEA — charge-offs, CY-3 changed year-over-year?: Xerox Holdings Corporation's EMEA — charge-offs, CY-3 decreased by 100.0% year-over-year, from $1M to $0.
What does EMEA — charge-offs, CY-3 mean?: This metric captures the total value of financing receivables in the EMEA region written off as uncollectible three fiscal years prior to the current period. It serves as a historical benchmark for evaluating the cyclicality of credit losses within the company's international financing portfolio. This long-term view helps investors understand how the company's credit risk management performs across different economic cycles.