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Xerox Holdings Corporation XRX EMEA — Charge-offs, CY-3

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Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$426.77M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line item20262025202420232022PriorTotal Finance Receivables
Average Credit Risk325337583912231
High Credit Risk47474228
Total$94$161$101$135$79$23$593
Charge-offs$1$2$1$4
Other
Low Credit Risk$1$6$3$3$1$14
Average Credit Risk112
High Credit Risk

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's EMEA — charge-offs, CY-3?
Xerox Holdings Corporation (XRX) reported EMEA — charge-offs, CY-3 of $2M in Q2 2026.
How has Xerox Holdings Corporation's EMEA — charge-offs, CY-3 changed year-over-year?
Xerox Holdings Corporation's EMEA — charge-offs, CY-3 increased by 100.0% year-over-year, from $1M to $2M.
What does EMEA — charge-offs, CY-3 mean?
This metric captures the total value of financing receivables in the EMEA region written off as uncollectible three fiscal years prior to the current period. It serves as a historical benchmark for evaluating the cyclicality of credit losses within the company's international financing portfolio. This long-term view helps investors understand how the company's credit risk management performs across different economic cycles.

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