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VOYAMiddle Atlantic — Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year
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VOYAMountain — Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year
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VOYANew England — Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year
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VOYAPacific — Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year
$244M

Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$426.77M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line item20262025202420232022PriorTotal Finance Receivables
Total$94$161$101$135$79$23$593
Charge-offs$1$2$1$4
Other
Low Credit Risk$1$6$3$3$1$14
Average Credit Risk112
High Credit Risk
Total$2$6$4$3$1$16
Charge-offs

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's other — CY-1?
Xerox Holdings Corporation (XRX) reported other — CY-1 of $6M in Q2 2026.
What does other — CY-1 mean?
This metric tracks the realized charge-offs from financing receivables in the 'Other' segment for the fiscal year immediately preceding the current year. It provides historical context for credit loss trends and the effectiveness of previous credit risk management strategies. Comparing this to current year data helps identify shifts in customer payment behavior.

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