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Xerox Holdings Corporation XRX United States (Direct) — Charge-offs, CY-3

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Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$426.77M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line item20262025202420232022PriorTotal Finance Receivables
Average Credit Risk121614225372
High Credit Risk131919148477
Total$87$124$90$71$24$9$405
Charge-offs$1$2$1$4
United States (Indirect)
Low Credit Risk$1$2$3$7$10$2$25
Average Credit Risk41161713253
High Credit Risk893121

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's united states (direct) — charge-offs, CY-3?
Xerox Holdings Corporation (XRX) reported united states (direct) — charge-offs, CY-3 of $2M in Q2 2026.
What does united states (direct) — charge-offs, CY-3 mean?
Represents the total value of uncollectible accounts receivable written off within the United States direct sales segment during the third calendar year prior to the current reporting period. This metric serves as a historical indicator of credit risk and the effectiveness of the company's credit underwriting standards for its domestic enterprise clients.

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