What does united states (direct) — charge-offs, CY-3 mean?

Represents the total value of uncollectible accounts receivable written off within the United States direct sales segment during the third calendar year prior to the current reporting period. This metric serves as a historical indicator of credit risk and the effectiveness of the company's credit underwriting standards for its domestic enterprise clients.

Xerox Holdings Corporation XRX United States (Direct) — Charge-offs, CY-3

Other geography segments

United States (Indirect)

$1M0.0%

Other

$0—

Similar metrics at other companies

OFGUS – Federal — Prior, charge-offs

$0—

CBZCharge-offs, net of recoveries

$5.9M+606%

AGMCorporate AgFinance — Current period charge-offs

$2.18M—

OPFIReportable Segment — Charge-offs, net

-$64.49M-32.9%

JXNCharge-off

$0—

AESUNITED STATES — Financing Receivable, Allowance for Credit Loss

$21M+31.3%

Other financials

Income statement

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Revenue$1.8B+26.7%

Gross profit$72.0M+227%

Net income-$105.0M-16.7%

EPS (diluted)-$0.84-12.0%

Balance sheet

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Cash & equivalents$637.0M+63.3%

Total debt$4.4B+52.4%

Total equity$299.0M-71.6%

Total assets$9.9B+20.6%

Cash flow

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Operating cash flow-$144.0M-61.8%

CapEx$12.0M+140%

Free cash flow-$156.0M-66.0%

Valuation

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Market cap$421.11M-37.7%

Enterprise value$4.23B+32.1%

P/S0.1×-0.1×

Profitability

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Gross margin3.9%-1.5pp

Net margin-14.1%-3.5pp

FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-154.4%-3,910pp

Debt / equity14.9×+12.1×

Current ratio1.2×+0.1×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff.

The official record: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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What is Xerox Holdings Corporation's united states (direct) — charge-offs, CY-3?: Xerox Holdings Corporation (XRX) reported united states (direct) — charge-offs, CY-3 of $0 in Q1 2026.
What does united states (direct) — charge-offs, CY-3 mean?: Represents the total value of uncollectible accounts receivable written off within the United States direct sales segment during the third calendar year prior to the current reporting period. This metric serves as a historical indicator of credit risk and the effectiveness of the company's credit underwriting standards for its domestic enterprise clients.