What does united states (indirect) — charge-offs, CY-1 mean?

Represents the total value of receivables from the United States indirect sales channel that were written off as uncollectible during the fiscal year immediately preceding the current year. This metric allows for the assessment of credit risk trends within the indirect channel over time. It helps investors evaluate the historical effectiveness of credit management and collection processes.

Xerox Holdings Corporation (XRX) United States (Indirect) — Charge-offs, CY-1

Screener

Other geography segments

Other

$0—

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Other financials

Income statement

See full

Revenue$1.9B+22.0%

Gross profit$203.0M+244%

Net income$13.0M+112%

EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%

Total debt$4.2B+14.3%

Total equity$323.0M-71.2%

Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%

CapEx$14.0M+250%

Free cash flow-$156.0M-66.0%

Valuation

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Market cap$425.23M-19.2%

Enterprise value$4.1B+26.6%

P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp

Net margin-11.9%-3.9pp

FCF margin8.1%+1.8pp

Returns & leverage

See full

Return on equity-128%+168pp

Debt / equity13.1×+9.8×

Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 4:48 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001770450-26-000040

Line item	2026	2025	2024	2023	2022	Prior	Total Finance Receivables
Average Credit Risk	4	11	6	17	13	2	53
High Credit Risk	—	—	8	9	3	1	21
Total	$5	$13	$17	$33	$26	$5	$99
Charge-offs	—	—	—	$1	$1	$1	$3
Canada
Low Credit Risk	$12	$26	$16	$10	$2	$1	$67
Average Credit Risk	13	24	16	10	4	1	68
High Credit Risk	2	4	2	1	1	—	10

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's united states (indirect) — charge-offs, CY-1?: Xerox Holdings Corporation (XRX) reported united states (indirect) — charge-offs, CY-1 of $0 in Q2 2026.
What does united states (indirect) — charge-offs, CY-1 mean?: Represents the total value of receivables from the United States indirect sales channel that were written off as uncollectible during the fiscal year immediately preceding the current year. This metric allows for the assessment of credit risk trends within the indirect channel over time. It helps investors evaluate the historical effectiveness of credit management and collection processes.