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Xerox Holdings Corporation XRX United States (Indirect) — Charge-offs, CY-4

Other geography segments

Other
$0

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Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$425.23M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff.

The source filing: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 4:38 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001770450-26-000030
Line item20262025202420232022PriorTotal Finance Receivables
Average Credit Risk21162218463
High Credit Risk18104124
Total$2$14$18$40$34$9$117
Charge-offs$1$1$2
Canada
Low Credit Risk$6$28$18$11$3$1$67
Average Credit Risk72617126270
High Credit Risk1431110

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's united states (indirect) — charge-offs, CY-4?
Xerox Holdings Corporation (XRX) reported united states (indirect) — charge-offs, CY-4 of $1M in Q1 2026.
How has Xerox Holdings Corporation's united states (indirect) — charge-offs, CY-4 changed year-over-year?
Xerox Holdings Corporation's united states (indirect) — charge-offs, CY-4 decreased by 0.0% year-over-year, from $1M to $1M.
What does united states (indirect) — charge-offs, CY-4 mean?
Represents the total value of uncollectible financing receivables written off within the United States indirect sales channel during the fourth calendar year prior to the current reporting period. This data point provides a longitudinal view of credit quality and historical loss experience within the indirect financing segment. It is used to evaluate the consistency of credit risk management over extended business cycles.

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