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Xerox Holdings Corporation XRX United States — Provision

Other geography segments

Canada
$0-100%

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OPLNFinance — Provision for Credit Losses
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Other financials

Income statement

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Revenue$1.9B+22.0%
Gross profit$203.0M+244%
Net income$13.0M+112%
EPS (diluted)$0.07+108%

Balance sheet

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Cash & equivalents$552.0M-44.0%
Total debt$4.2B+14.3%
Total equity$323.0M-71.2%
Total assets$9.7B+9.6%

Cash flow

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Operating cash flow-$144.0M-61.8%
CapEx$14.0M+250%
Free cash flow-$156.0M-66.0%

Valuation

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Market cap$426.77M-19.2%
Enterprise value$4.1B+26.6%
P/S0.1×0.0×

Profitability

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Gross margin3.9%-1.5pp
Net margin-11.9%-3.9pp
FCF margin8.1%+1.8pp

Returns & leverage

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Return on equity-128%+168pp
Debt / equity13.1×+9.8×
Current ratio1.2×-0.3×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Xerox Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:48 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001770450-26-000040
Line itemUnited StatesCanadaEMEAOther(2)Total
Charge-offs, net(1)(1)(2)
Other(1)
Balance at March 31, 2026$23$5$17$45
Provision2114
Charge-offs, net(2)(1)(2)(5)
Other(1)
Balance at June 30, 2026$23$5$16$44
Balance at December 31, 2024$29$5$23$57

Item 1. Financial Statements (Unaudited)

FAQ

What is Xerox Holdings Corporation's united states — provision?
Xerox Holdings Corporation (XRX) reported united states — provision of $2M in Q2 2026.
How has Xerox Holdings Corporation's united states — provision changed year-over-year?
Xerox Holdings Corporation's united states — provision decreased by 60.0% year-over-year, from $5M to $2M.
What is the long-term trend for Xerox Holdings Corporation's united states — provision?
Over 2 years (2022 to 2025), Xerox Holdings Corporation's united states — provision has grown at a -40.8% compound annual growth rate (CAGR), from $20M to $7M.
What does united states — provision mean?
The periodic expense recognized in the income statement to adjust the allowance for credit losses on financing receivables within the United States. An increase in this provision suggests a deterioration in the credit quality of the customer base or a more conservative outlook on future defaults.

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