Operating
Settlements payable
Block Settlements payable remained flat by 0.0% to -$82.5K in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 95.9%, from -$2.03M to -$82.5K. Over 2 years (FY 2023 to FY 2025), Settlements payable shows an upward trend with a -97.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryEfficiency
SignalHigher is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ4 2025Feb 26, 2026
How to read this metric
An increase suggests higher processing volumes or longer settlement terms, effectively acting as a source of short-term interest-free financing.
Detailed definition
Represents the net change in obligations owed to merchants or partners for processed transactions that have not yet been...
Peer comparison
Standard for payment processors and merchant acquirers.
Metric ID:
operating_increase_decreasein_settlement_liabilities_currentHistorical Data
3 years
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | -$454.04M | -$8.14M | -$330K |
| YoY Change | — | +98.2% | +95.9% |
Range-$454.04M – -$330K
CAGR-97.3%
Avg YoY Growth+97.1%
Median YoY Growth+97.1%
Current Streak2+ years growth
Settlements payable at Other Companies
Frequently Asked Questions
- What is Block's settlements payable?
- Block (XYZ) reported settlements payable of -$82.5K in Q4 2025.
- How has Block's settlements payable changed year-over-year?
- Block's settlements payable increased by 95.9% year-over-year, from -$2.03M to -$82.5K.
- What is the long-term trend for Block's settlements payable?
- Over 2 years (2023 to 2025), Block's settlements payable has grown at a -97.3% compound annual growth rate (CAGR), from -$454.04M to -$330K.
- What does settlements payable mean?
- Change in the amount of money owed to merchants for processed payments.