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Zions Bancorporation ZION Free cash flow margin

Free cash flow margin at other companies

Old National Bancorp logo
Old National BancorpONB
26.6%-4.4pp
First Horizon logo
First HorizonFHN
30.4%
SouthState logo
SouthStateSSB
24.1%
Fifth Third Bank logo
Fifth Third BankFITB
16.1%
Huntington Bancshares logo
Huntington BancsharesHBAN
24.4%+0.6pp
First Citizens BancShares logo
First Citizens BancSharesFCNCA
23.5%+0.8pp

Other financials

Income statement

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Revenue$849.0M+6.8%
Net income$233.0M+37.1%
EPS (diluted)$1.56+38.1%

Balance sheet

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Total debt$2.2B+83.9%
Total equity$7.3B+15.3%
Total assets$88.0B0.0%

Cash flow

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Operating cash flow$423.0M+136%
CapEx$25.0M-7.4%
Free cash flow$398.0M+162%

Valuation

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Market cap$9.73B+15.2%
P/E10.1×-0.4×
P/S2.8×+0.2×

Profitability

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Net margin28%+2.8pp

Returns & leverage

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Return on equity14.1%+0.9pp
Debt / equity0.3×+0.1×

Where this comes from

Calculated from Zions Bancorporation’s reported figures.

Based on trailing twelve months.

The official record: Zions Bancorporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Zions Bancorporation's free cash flow margin?
Zions Bancorporation (ZION) reported free cash flow margin of 37.5% in Q1 2026.
How has Zions Bancorporation's free cash flow margin changed year-over-year?
Zions Bancorporation's free cash flow margin increased by 22.9% year-over-year, from 30.5% to 37.5%.
What is the long-term trend for Zions Bancorporation's free cash flow margin?
Over 3 years (2020 to 2025), Zions Bancorporation's free cash flow margin has grown at a 16.3% compound annual growth rate (CAGR), from 19.6% to 30.9%.
What does free cash flow margin mean?
How much real, spendable cash each sales dollar generates after reinvestment.
How do you interpret free cash flow margin?
A high and rising FCF margin is the hallmark of a cash-generative business. Persistent gaps between net margin and FCF margin warrant a look at working capital or capital intensity.
How does free cash flow margin compare across companies?
Strong cross-company quality signal; capital-light compounders post structurally higher FCF margins than asset-heavy peers.