Exhibit 99.1
FOR IMMEDIATE RELEASE
July 15, 2026
FOR ADDITIONAL INFORMATION, PLEASE CONTACT MARK A. GOOCH, CHAIRMAN, PRESIDENT, AND CEO, COMMUNITY TRUST BANCORP, INC. AT (606) 437-3229
Pikeville, Kentucky:
Community Trust Bancorp, Inc. reports RECORD earnings for the 2nd quarter 2026
Earnings Summary
| (in thousands except per share data) | 2Q 2026 | 1Q 2026 | 2Q 2025 | YTD 2026 | YTD 2025 |
|---|---|---|---|---|---|
| Net income | $29,623 | $27,192 | $24,899 | $56,815 | $46,871 |
| Earnings per share | $1.64 | $1.51 | $1.38 | $3.15 | $2.60 |
| Earnings per share - diluted | $1.64 | $1.50 | $1.38 | $3.14 | $2.60 |
| Return on average assets | 1.74% | 1.65% | 1.58% | 1.70% | 1.51% |
| Return on average equity | 13.40% | 12.62% | 12.51% | 13.01% | 12.01% |
| Efficiency ratio | 47.99% | 48.72% | 50.70% | 48.35% | 51.26% |
| Tangible common equity | 11.93% | 12.07% | 11.72% | ||
| Dividends declared per share | $0.53 | $0.53 | $0.47 | $1.06 | $0.94 |
| Book value per share | $49.10 | $47.99 | $44.57 | ||
| Weighted average shares | 18,064 | 18,049 | 18,012 | 18,056 | 18,004 |
| Weighted average shares - diluted | 18,099 | 18,080 | 18,036 | 18,090 | 18,029 |
Community Trust Bancorp, Inc. (NASDAQ-CTBI) achieved record earnings for the second quarter 2026 of $29.6 million, or $1.64 per basic earnings per share, compared to $27.2 million, or $1.51 per basic share, earned during the first quarter 2026 and $24.9 million, or $1.38 per basic share, earned during the second quarter 2025. Total revenue for the quarter was $4.3million above prior quarter and $8.3 million above prior year same quarter. Net interest income for the quarter increased $2.1 million compared to prior quarter and $6.8 million compared to prior year same quarter, and noninterest income increased $2.2 million compared to prior quarter and $1.4 million compared to prior year same quarter. Our provision for credit losses for the quarter increased $0.5 million from prior quarter and $0.7million from prior year same quarter. Noninterest expense increased $0.8 million compared to prior quarter and $1.7million compared to prior year same quarter. Earnings for the six months ended June 30, 2026 were $56.8 million, or $3.15 per basic share, compared to $46.9 million, or $2.60 per basic share, for the same period prior year.
2nd Quarter 2026 Highlights
- Net interest income for the quarter of $60.9 million was $2.1 million, or 3.6%, above prior quarter and $6.8 million, or 12.7%, above prior year same quarter, as our net interest margin increased 1 basis point from prior quarter and 16 basis points from prior year same quarter.
- Provision for credit losses at $2.8 million for the quarter increased $0.5 million from prior quarter and $0.7 million from prior year same quarter.
- Noninterest income for the quarter of $17.6 million was $2.2 million, or 14.2%, above prior quarter and $1.4 million, or 8.8%, above prior year same quarter.
- Noninterest expense for the quarter of $37.4 million was $0.8 million, or 2.3%, above prior quarter and $1.7 million, or 4.8%, above prior year same quarter.
- Our loan portfolio at $5.1 billion increased $134.1 million, an annualized 10.8%, for the quarter and $423.1 million, or 9.0%, from June 30, 2025.
- We had net loan charge-offs of $0.9 million, an annualized 0.07% of average loans, for the quarter compared to $1.3 million, an annualized 0.11% of average loans, for prior quarter and $1.4 million, an annualized 0.12% of average loans, for the second quarter 2025.
- Our total nonperforming loans at $29.7 million at June 30, 2026 increased $9.0 million for the quarter and $5.4 million from June 30, 2025. Nonperforming assets at $33.3 million increased $9.2 million for the quarter and $4.0 million from June 30, 2025.
- Deposits, including repurchase agreements, at $6.0 billion increased $221.9 million, an annualized 15.5%, for the quarter and $496.8 million, or 9.1%, from June 30, 2025.
- Shareholders’ equity at $891.8 million increased $20.6 million, an annualized 9.5%, for the quarter and $85.0 million, or 10.5%, from June 30, 2025.
Net Interest Income
| Line item | Percent Change | Percent Change | ||||||
|---|---|---|---|---|---|---|---|---|
| 2Q 2026 Compared to: | ||||||||
| ($ in thousands) | 2Q 2026 | 1Q 2026 | 2Q 2025 | 1Q 2026 | 2Q 2025 | YTD 2026 | YTD 2025 | Percent Change |
| Components of net interest income: | ||||||||
| Income on earning assets | $91,238 | $87,755 | $85,571 | 4.0% | 6.6% | $178,993 | $167,625 | 6.8% |
| Expense on interest bearing liabilities | 30,349 | 28,973 | 31,531 | 4.7% | (3.8)% | 59,322 | 62,318 | (4.8)% |
| Net interest income | 60,889 | 58,782 | 54,040 | 3.6% | 12.7% | 119,671 | 105,307 | 13.6% |
| TEQ | 304 | 317 | 283 | (4.0)% | 7.0% | 621 | 556 | 11.7% |
| Net interest income, tax equivalent (non-GAAP) | $61,193 | $59,099 | $54,323 | 3.5% | 12.6% | $120,292 | $105,863 | 13.6% |
| Average yield and rates paid: | ||||||||
| Earning assets yield | 5.68% | 5.65% | 5.76% | 0.5% | (1.3)% | 5.66% | 5.73% | (1.2)% |
| Rate paid on interest bearing liabilities | 2.64% | 2.61% | 3.00% | 1.0% | (11.9)% | 2.63% | 3.01% | (12.8)% |
| Gross interest margin | 3.04% | 3.04% | 2.76% | (0.2)% | 10.2% | 3.03% | 2.72% | 11.0% |
| Net interest margin | 3.80% | 3.79% | 3.64% | 0.2% | 4.3% | 3.79% | 3.61% | 5.1% |
| Average balances: | ||||||||
| Investment securities | $1,081,411 | $1,113,988 | $1,002,412 | (2.9)% | 7.9% | $1,097,610 | $1,024,062 | 7.2% |
| Loans | $5,051,165 | $4,934,257 | $4,668,001 | 2.4% | 8.2% | $4,993,034 | $4,600,919 | 8.5% |
| Earning assets | $6,464,479 | $6,327,329 | $5,983,093 | 2.2% | 8.0% | $6,396,283 | $5,915,965 | 8.1% |
| Interest-bearing liabilities | $4,610,459 | $4,494,829 | $4,215,573 | 2.6% | 9.4% | $4,552,963 | $4,177,225 | 9.0% |
Net interest income for the quarter of $60.9 million was $2.1 million, or 3.6%, above prior quarter and $6.8 million, or 12.7%, above prior year same quarter, as our net interest margin, on a fully tax equivalent basis, increased 1 basis point from prior quarter and 16 basis points from prior year same quarter. Our quarterly average earning assets increased $137.2 million, an annualized 2.2%, from prior quarter and $481.4 million, or 8.0%, from prior year same quarter. Our yield on average earning assets increased 3 basis points from prior quarter but decreased 8 basis points from prior year same quarter, while our cost of funds increased 3 basis points from prior quarter but decreased 36 basis points from prior year same quarter. Our ratio of average loans to deposits, including repurchase agreements, for the quarter remained at 87.2% from prior quarter compared to 86.6% for same quarter prior year. Net interest income for the six months ended June 30, 2026 at $119.7 million was $14.4 million, or 13.6%, above same period prior year.
Provision for Credit Losses
Our provision for credit losses at $2.8 million for the quarter increased $0.5 million from prior quarter and $0.7 million from prior year same quarter. Of the provision for the quarter, $2.6 million was attributable to the allowance for credit losses, with an additional expense of $174 thousand recognized in the provision for unfunded commitments. Provision for credit losses for the six months ended June 30, 2026 at $5.1 million was $0.6 million below same period prior year.
Noninterest Income
| Line item | Percent Change | Percent Change | ||||||
|---|---|---|---|---|---|---|---|---|
| 2Q 2026 Compared to: | ||||||||
| ($ in thousands) | 2Q 2026 | 1Q 2026 | 2Q 2025 | 1Q 2026 | 2Q 2025 | YTD 2026 | YTD 2025 | Percent Change |
| Deposit related fees | $7,657 | $7,155 | $7,350 | 7.0% | 4.2% | $14,812 | $14,172 | 4.5% |
| Trust and wealth management income | 4,724 | 4,462 | 4,092 | 5.9% | 15.4% | 9,186 | 8,073 | 13.8% |
| Gains on sales of loans | 61 | 51 | 77 | 18.7% | (21.0)% | 112 | 124 | (9.8)% |
| Loan related fees | 1,146 | 1,039 | 1,249 | 10.2% | (8.3)% | 2,185 | 2,214 | (1.3)% |
| Bank owned life insurance revenue | 1,188 | 1,714 | 1,102 | (30.7)% | 7.9% | 2,902 | 2,137 | 35.8% |
| Brokerage revenue | 528 | 520 | 526 | 1.5% | 0.3% | 1,048 | 1,020 | 2.8% |
| Other | 2,295 | 473 | 1,775 | 385.6% | 29.3% | 2,768 | 3,328 | (16.8)% |
| Total noninterest income | $17,599 | $15,414 | $16,171 | 14.2% | 8.8% | $33,013 | $31,068 | 6.3% |
Noninterest income for the quarter of $17.6 million was $2.2 million, or 14.2%, above prior quarter and $1.4 million, or 8.8%, above prior year same quarter. The variance quarter over quarter was primarily the result of increases in net securities gains ($1.4 million), deposit related fees ($0.5 million), and trust and wealth management income ($0.3 million).Year over year increases for the quarter included net securities gains ($0.8 million), deposit related fees ($0.3 million), and trust and wealth management income ($0.6 million). The variances in securities gains resulted primarily from changes in the valuation of our equity securities, as we converted a portion of Visa Class B stock to Class C. Noninterest income for the six months ended June 30, 2026 of $33.0 million was $1.9 million, or 6.3%, above prior year same period.
Noninterest Expense
| Line item | Percent Change | Percent Change | ||||||
|---|---|---|---|---|---|---|---|---|
| 2Q 2026 Compared to: | ||||||||
| ($ in thousands) | 2Q 2026 | 1Q 2026 | 2Q 2025 | 1Q 2026 | 2Q 2025 | YTD 2026 | YTD 2025 | Percent Change |
| Salaries | $13,923 | $13,629 | $13,667 | 2.2% | 1.9% | $27,552 | $26,936 | 2.3% |
| Employee benefits | 9,297 | 8,476 | 7,987 | 9.7% | 16.4% | 17,773 | 14,836 | 19.8% |
| Net occupancy and equipment | 3,367 | 3,699 | 3,172 | (9.0)% | 6.1% | 7,066 | 6,612 | 6.9% |
| Data processing | 2,851 | 2,955 | 3,326 | (3.5)% | (14.3)% | 5,806 | 6,185 | (6.1)% |
| Legal and professional fees | 1,084 | 1,164 | 1,001 | (6.9)% | 8.3% | 2,248 | 2,226 | 1.0% |
| Advertising and marketing | 841 | 700 | 765 | 20.1% | 9.9% | 1,541 | 1,438 | 7.1% |
| Taxes other than property and payroll | 619 | 617 | 573 | 0.3% | 7.9% | 1,236 | 1,102 | 12.2% |
| Other | 5,388 | 5,297 | 5,172 | 1.7% | 4.2% | 10,685 | 10,536 | 1.4% |
| Total noninterest expense | $37,370 | $36,537 | $35,663 | 2.3% | 4.8% | $73,907 | $69,871 | 5.8% |
Noninterest expense for the quarter of $37.4 million was $0.8 million, or 2.3%, above prior quarter and $1.7 million, or 4.8%, above prior year same quarter. The quarter over quarter increase primarily resulted from an increase in salaries ($0.3 million) and employee benefits ($0.8 million), partially offset by a decrease in net occupancy and equipment expense ($0.3 million). The increase in employee benefits included increases in bonuses and incentives ($0.2 million) and the cost of group medical and life insurance expense ($0.8 million). The year over year increase for the quarter primarily resulted from increases in salaries ($0.3 million) and employee benefits ($1.3 million), including an increase in the cost of group medical and life insurance expense ($2.0 million) partially offset by a decrease in bonuses and incentives ($0.5 million). Noninterest expense for the six months ended June 30, 2026 of $73.9 million was $4.0 million, or 5.8%, above prior year same period.
Balance Sheet Review
Total Loans
| Line item | Percent Change | Percent Change | |||
|---|---|---|---|---|---|
| 2Q 2026 Compared to: | |||||
| ($ in thousands) | 2Q 2026 | 1Q 2026 | 2Q 2025 | 1Q 2026 | 2Q 2025 |
| Commercial nonresidential real estate | $1,005,462 | $994,914 | $913,463 | 1.1% | 10.1% |
| Commercial residential real estate | 599,454 | 596,948 | 559,906 | 0.4% | 7.1% |
| Hotel/motel | 528,697 | 507,243 | 477,175 | 4.2% | 10.8% |
| Other commercial | 463,901 | 440,980 | 432,021 | 5.2% | 7.4% |
| Total commercial | 2,597,514 | 2,540,085 | 2,382,565 | 2.3% | 9.0% |
| Residential mortgage | 1,289,157 | 1,245,759 | 1,112,672 | 3.5% | 15.9% |
| Home equity loans/lines | 195,270 | 191,178 | 177,135 | 2.1% | 10.2% |
| Total residential | 1,484,427 | 1,436,937 | 1,289,807 | 3.3% | 15.1% |
| Consumer indirect | 903,125 | 873,980 | 878,506 | 3.3% | 2.8% |
| Consumer direct | 139,865 | 139,819 | 150,915 | 0.0% | (7.3)% |
| Total consumer | 1,042,990 | 1,013,799 | 1,029,421 | 2.9% | 1.3% |
| Total loans | $5,124,931 | $4,990,821 | $4,701,793 | 2.7% | 9.0% |
Total Deposits and Repurchase Agreements
| Line item | Percent Change | Percent Change | |||
|---|---|---|---|---|---|
| 2Q 2026 Compared to: | |||||
| 2Q 2026 | 1Q 2026 | 2Q 2025 | 1Q 2026 | 2Q 2025 | |
| Noninterest bearing deposits | $1,259,364 | $1,262,835 | $1,258,205 | (0.3)% | 0.1% |
| Interest bearing deposits | |||||
| Interest checking | 188,978 | 190,769 | 173,795 | (0.9)% | 8.7% |
| Money market savings | 1,963,115 | 1,917,509 | 1,820,230 | 2.4% | 7.8% |
| Savings accounts | 497,390 | 508,553 | 508,467 | (2.2)% | (2.2)% |
| Time deposits | 1,748,916 | 1,554,554 | 1,472,311 | 12.5% | 18.8% |
| Repurchase agreements | 297,094 | 298,721 | 225,075 | (0.5)% | 32.0% |
| Total interest bearing deposits and repurchase agreements | 4,695,493 | 4,470,106 | 4,199,878 | 5.0% | 11.8% |
| Total deposits and repurchase agreements | $5,954,857 | $5,732,941 | $5,458,083 | 3.9% | 9.1% |
CTBI’s total assets at $7.0 billion increased $248.2 million, or 14.8% annualized, for the quarter and $598.4 million, or 9.4%, from June 30, 2025. Loans outstanding at $5.1 billion increased $134.1 million, an annualized 10.8%, for the quarter and $423.1 million, or 9.0%, from June 30, 2025. The increase in loans for the quarter included a $57.4 million increase in the commercial loan portfolio, a $47.5 million increase in the residential loan portfolio, a $29.1 million increase in the consumer indirect loan portfolio, and a $0.1 million increase in the consumer direct loan portfolio. CTBI’s investment portfolio at $1.1 billion decreased $35.6 million, an annualized 13.1%, for the quarter as management allocated investment maturities into the loan portfolio but increased $56.9 million, or 5.7%, from June 30, 2025. Deposits in other banks increased $183.4 million for the quarter and $131.8 million from June 30, 2025.
Deposits, including repurchase agreements, at $6.0 billion increased $221.9 million, an annualized 15.5%, for the quarter and $496.8 million, or 9.1%, from June 30, 2025. CTBI is not dependent on any one customer or group of customers for their source of deposits. As of June 30, 2026, two customers accounted for over 3% each (3.5% and 3.1%) of our $5.7 billion in deposits. Only these two customer relationships accounted for more than 1% each of our deposits.
Shareholders’ equity at $891.8 million increased $20.6 million, an annualized 9.5%, for the quarter and $85.0 million, or 10.5%, from June 30, 2025. Net unrealized losses on securities, net of deferred taxes, were $68.4 million at June 30, 2026, compared to $68.0 million at March 31, 2026 and $80.6 million at June 30, 2025. CTBI’s annualized dividend yield to shareholders as of June 30, 2026 was 2.93%.
Asset Quality
Our total nonperforming loans at $29.7 million at June 30, 2026 increased $9.0 million for the quarter and $5.4 million from June 30, 2025. Nonaccrual loans at $10.8 million decreased $0.3 million from prior quarter and $5.1 million from June 30, 2025. Accruing loans 90+ days past due at $19.0 million increased $9.4 million from prior quarter and $10.5 million from June 30, 2025, as a well secured $8.7 million commercial relationship in the process of collection moved from the 30-89 days past due category during the quarter. Accruing loans 30-89 days past due at $20.3 million decreased $4.5 million from prior quarter but increased $0.2 million from June 30, 2025. Our loan portfolio management processes focus on the immediate identification, management, and resolution of problem loans to maximize recovery and minimize loss.
We had net loan charge-offs of $0.9 million, an annualized 0.07% of average loans, for the quarter compared to $1.3 million, an annualized 0.11% of average loans, for prior quarter and $1.4 million, an annualized 0.12% of average loans, for the second quarter 2025. Of the net charge-offs for the quarter, $0.2 million were in commercial loans, $0.5 million were in consumer indirect loans, and $0.2 million were in consumer direct loans. Net loan charge-offs for the six months ended June 30, 2026 were $2.2 million, or an annualized 0.09% of average loans, compared to $2.9 million, or an annualized 0.13% of average loans, for the same period prior year.
Allowance for Credit Losses
Our reserve coverage (allowance for credit losses to nonperforming loans) at June 30, 2026 was 211.8% compared to 295.8% at March 31, 2026 and 237.1% at June 30, 2025. Our allowance for credit losses as a percentage of total loans outstanding at June 30, 2026 remained at 1.23% from March 31, 2026 and June 30, 2026. The table below shows the changes in components of the allowance for credit losses during the second quarter 2026:
| Beginning balance | $61,321 |
|---|---|
| New loan volume | 5,097 |
| Changes in existing loan balances | (546) |
| Loans exiting | (2,904) |
| Historical loss rate | 245 |
| Qualitative factors | (246) |
| Other changes | 34 |
| Ending balance | $63,001 |
Community Trust Bancorp, Inc., with assets of $7.0 billion, is headquartered in Pikeville, Kentucky and has 69 banking locations across eastern, northeastern, central, and south central Kentucky, six banking locations in southern West Virginia, three banking locations in northeastern Tennessee, four trust offices across Kentucky, and one trust office in Tennessee.
Additional information follows.
Community Trust Bancorp, Inc. · Financial Summary (Unaudited)
June 30, 2026 · in thousands except per share data and of employees
| Line item | Three · Months · EndedJune 30, 2026 | Three · Months · EndedMarch 31, 2026 | Three · Months · EndedJune 30, 2025 | Six · Months · EndedJune 30, 2026 | Six · Months · EndedJune 30, 2025 |
|---|---|---|---|---|---|
| Interest income | $91,238 | $87,755 | $85,571 | $178,993 | 167,625 |
| Interest expense | 30,349 | 28,973 | 31,531 | 59,322 | 62,318 |
| Net interest income | 60,889 | 58,782 | 54,040 | 119,671 | 105,307 |
| Provision for credit losses | 2,771 | 2,311 | 2,094 | 5,082 | 5,662 |
| Gains on sales of loans | 61 | 51 | 77 | 112 | 124 |
| Deposit related fees | 7,657 | 7,155 | 7,350 | 14,812 | 14,172 |
| Trust and wealth management income | 4,724 | 4,462 | 4,092 | 9,186 | 8,073 |
| Loan related fees | 1,146 | 1,039 | 1,249 | 2,185 | 2,214 |
| Securities gains (losses) | 924 | (488) | 150 | 436 | 630 |
| Other noninterest income | 3,087 | 3,195 | 3,253 | 6,282 | 5,855 |
| Total noninterest income | 17,599 | 15,414 | 16,171 | 33,013 | 31,068 |
| Personnel expense | 23,220 | 22,105 | 21,654 | 45,325 | 41,772 |
| Occupancy and equipment | 3,367 | 3,699 | 3,172 | 7,066 | 6,612 |
| Data processing expense | 2,851 | 2,955 | 3,326 | 5,806 | 6,185 |
| FDIC insurance premiums | 751 | 744 | 688 | 1,495 | 1,377 |
| Other noninterest expense | 7,181 | 7,034 | 6,823 | 14,215 | 13,925 |
| Total noninterest expense | 37,370 | 36,537 | 35,663 | 73,907 | 69,871 |
| Net income before taxes | 38,347 | 35,348 | 32,454 | 73,695 | 60,842 |
| Income taxes | 8,724 | 8,156 | 7,555 | 16,880 | 13,971 |
| Net income | $29,623 | $27,192 | $24,899 | $56,815 | 46,871 |
| Memo: TEQ interest income | $91,542 | $88,072 | $85,854 | $179,614 | 168,181 |
| Average shares outstanding | 18,064 | 18,049 | 18,012 | 18,056 | 18,004 |
| Diluted average shares outstanding | 18,099 | 18,080 | 18,036 | 18,090 | 18,029 |
| Basic earnings per share | $1.64 | $1.51 | $1.38 | $3.15 | 2.60 |
| Diluted earnings per share | $1.64 | $1.50 | $1.38 | $3.14 | 2.60 |
| Dividends per share | $0.53 | $0.53 | $0.47 | $1.06 | 0.94 |
| Average balances: | |||||
| Loans | $5,051,165 | $4,934,257 | $4,668,001 | $4,993,034 | 4,600,919 |
| Earning assets | 6,464,479 | 6,327,329 | 5,983,093 | 6,396,283 | 5,915,965 |
| Total assets | 6,817,407 | 6,669,401 | 6,313,922 | 6,743,813 | 6,245,536 |
| Deposits, including repurchase agreements | 5,793,767 | 5,661,967 | 5,387,923 | 5,728,231 | 5,332,715 |
| Interest bearing liabilities | 4,610,459 | 4,494,829 | 4,215,573 | 4,552,963 | 4,177,225 |
| Shareholders' equity | 886,914 | 873,726 | 798,536 | 880,356 | 786,787 |
| Performance ratios: | |||||
| Return on average assets | 1.74% | 1.65% | 1.58% | 1.70% | 1.51% |
| Return on average equity | 13.40% | 12.62% | 12.51% | 13.01% | 12.01% |
| Yield on average earning assets (tax equivalent) | 5.68% | 5.65% | 5.76% | 5.66% | 5.73% |
| Cost of interest bearing funds (tax equivalent) | 2.64% | 2.61% | 3.00% | 2.63% | 3.01% |
| Net interest margin (tax equivalent) | 3.80% | 3.79% | 3.64% | 3.79% | 3.61% |
| Efficiency ratio (tax equivalent) | 47.99% | 48.72% | 50.70% | 48.35% | 51.26% |
| Loan charge-offs | $2,112 | $2,686 | $2,528 | $4,798 | 5,250 |
| Recoveries | (1,195) | (1,368) | (1,175) | (2,563) | (2,322) |
| Net charge-offs | $917 | $1,318 | $1,353 | $2,235 | 2,928 |
| Market Price: | |||||
| High | $73.22 | $65.79 | $53.82 | $73.22 | 56.96 |
| Low | $60.40 | $56.05 | $44.60 | $56.05 | 44.60 |
| Close | $72.36 | $60.72 | $52.92 | $72.36 | 52.92 |
Community Trust Bancorp, Inc. · Financial Summary (Unaudited)
June 30, 2026 · in thousands except per share data and of employees
| Line item | As ofJune 30, 2026 | As ofMarch 31, 2026 | As ofJune 30, 2025 |
|---|---|---|---|
| Assets: | |||
| Loans | $5,124,931 | $4,990,821 | 4,701,793 |
| Allowance for credit losses | (63,001) | (61,321) | (57,825) |
| Net loans | 5,061,930 | 4,929,500 | 4,643,968 |
| Loans held for sale | - | 73 | 345 |
| Securities AFS | 1,051,681 | 1,088,205 | 994,990 |
| Equity securities at fair value | 4,578 | 3,666 | 4,410 |
| Other equity investments | 10,412 | 10,087 | 14,440 |
| Other earning assets | 452,627 | 269,178 | 320,830 |
| Cash and due from banks | 63,815 | 91,572 | 76,556 |
| Premises and equipment | 53,065 | 53,114 | 52,118 |
| Right of use asset | 14,957 | 14,999 | 15,210 |
| Goodwill and core deposit intangible | 65,490 | 65,490 | 65,490 |
| Other assets | 210,816 | 215,284 | 202,581 |
| Total Assets | $6,989,371 | $6,741,168 | 6,390,938 |
| Liabilities and Equity: | |||
| Interest bearing checking | $188,978 | $190,769 | 173,795 |
| Savings deposits | 2,460,505 | 2,426,062 | 2,328,697 |
| CD's >=$100,000 | 1,107,635 | 959,996 | 875,835 |
| Other time deposits | 641,281 | 594,558 | 596,476 |
| Total interest bearing deposits | 4,398,399 | 4,171,385 | 3,974,803 |
| Noninterest bearing deposits | 1,259,364 | 1,262,835 | 1,258,205 |
| Total deposits | 5,657,763 | 5,434,220 | 5,233,008 |
| Repurchase agreements | 297,094 | 298,721 | 225,075 |
| Other interest bearing liabilities | 64,448 | 64,512 | 64,705 |
| Lease liability | 16,000 | 15,995 | 16,087 |
| Other noninterest bearing liabilities | 62,239 | 56,475 | 45,194 |
| Total liabilities | 6,097,544 | 5,869,923 | 5,584,069 |
| Shareholders' equity | 891,827 | 871,245 | 806,869 |
| Total Liabilities and Equity | $6,989,371 | $6,741,168 | 6,390,938 |
| Ending shares outstanding | 18,164 | 18,156 | 18,105 |
| $30 - 89 days past due loans | $20,301 | $24,800 | 20,055 |
| 90 days past due loans | 18,951 | 9,599 | 8,449 |
| Nonaccrual loans | 10,794 | 11,132 | 15,937 |
| Foreclosed properties | 3,517 | 3,348 | 4,857 |
| Community bank leverage ratio | 13.89% | 13.91% | 13.80% |
| Tangible equity to tangible assets ratio | 11.93% | 12.07% | 11.72% |
| FTE employees | 970 | 974 | 937 |